PayPal Business vs Mastercard
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
PayPal Business offers more features (43 vs 39) and more integrations (31 vs 0). Starting price: PayPal Business at $29.99/mo vs Mastercard at Contact Sales. PayPal Business has 43 unique features while Mastercard has 39 unique features, with 0 features in common.
| PayPal Business | Mastercard | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 43 | 39 |
| AI-Powered Features | 3 | 2 |
| Starting Price | $29.99/mo | Contact Sales |
| Pricing Tiers | 4 | 0 |
| Integrations | 31 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 72% | 50% |
Feature Comparison by Category
AI (0 vs 2)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Mastercard Agent Pay | ||
| Personalization Engine |
Accounting (2 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Accounting Software Sync | ||
| Expense Management |
Administration (2 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Multi-Location Management | ||
| User Permissions Management |
Analytics (2 vs 4)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Advanced Reporting | ||
| Financial Dashboard | ||
| Insights & Intelligence | ||
| Mastercard Business Intelligence | ||
| Mastercard Economics Institute | ||
| SpendingPulse |
Banking (3 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Business Debit Card | ||
| Instant Settlement | ||
| Transfer Funds |
Billing (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Subscription Billing |
Business Solutions (0 vs 7)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Commercial Payments | ||
| Consumer Acquisition & Engagement | ||
| Consumer Payments | ||
| Mastercard Engage | ||
| Merchant Cloud | ||
| Money Movement | ||
| Open Finance |
CRM (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Customer Management |
Cards (0 vs 4)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Credit Cards | ||
| Debit Cards | ||
| Gift Cards | ||
| Prepaid Cards |
Compliance (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Tax Report Generation |
Developer Tools (0 vs 1)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Digital Labs |
Development (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| API Documentation |
E-Commerce (3 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Inventory Management | ||
| Online Store Integration | ||
| Social Media Integration |
Financing (2 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Buy Now Pay Later | ||
| PayPal Working Capital |
Global (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Multi-Currency Support |
Integration (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Webhook Integration |
Invoicing (4 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Batch Invoicing | ||
| Invoice Management | ||
| Recurring Invoice Templates | ||
| Smart Invoicing |
Marketing (2 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Email Marketing Integration | ||
| Loyalty Programs |
Marketplace (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Marketplace Solutions |
Mobile (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Mobile App |
Notifications (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Email Notifications |
Partner Program (0 vs 2)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Network Enablement Partners | ||
| Start Path |
Payment Methods (0 vs 3)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Click to Pay | ||
| Contactless Payments | ||
| Payment Passkeys |
Payments (7 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Automated Payouts | ||
| Cryptocurrency Support | ||
| Donation Tools | ||
| Payment Links | ||
| Payment Processing | ||
| QR Code Payments | ||
| Virtual Terminal |
Reporting (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Settlement Reports |
Research (0 vs 1)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Policy Center for Digital Economy |
Retail (1 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Point of Sale |
Rewards (0 vs 1)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Priceless Experiences |
Security (3 vs 3)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Chargeback Protection | ||
| Cybersecurity & Fraud Prevention | ||
| Fraud Detection | ||
| Mastercard ID Theft Protection | ||
| Risk Management Tools | ||
| Safety and Security Benefits |
Services (0 vs 2)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Advisory Services | ||
| rePower Prepaid Card Reload |
Social Impact (0 vs 4)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Kids4Tech | ||
| Mastercard Center for Inclusive Growth | ||
| Mastercard Community Pass | ||
| Mastercard Strive |
Support (2 vs 0)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| 24/7 Customer Support | ||
| Dispute Resolution |
Sustainability (0 vs 3)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| Carbon Calculator | ||
| Digital First Card Program | ||
| Priceless Planet Coalition |
Tools (0 vs 2)
| Feature | PayPal Business | Mastercard |
|---|---|---|
| ATM Locator | ||
| Currency Converter |
Unique Features
Only in PayPal Business (43)
Accounting Software Sync
Expense Management
Multi-Location Management
User Permissions Management
Advanced Reporting
Financial Dashboard
Business Debit Card
Instant Settlement
Transfer Funds
Subscription Billing
Tax Report Generation
Customer Management
API Documentation
Inventory Management
Online Store Integration
Social Media Integration
Buy Now Pay Later
PayPal Working Capital
Multi-Currency Support
Webhook Integration
+ 23 more unique features
Only in Mastercard (39)
Mastercard Agent Pay
Personalization Engine
Insights & Intelligence
Mastercard Business Intelligence
Mastercard Economics Institute
SpendingPulse
Commercial Payments
Consumer Acquisition & Engagement
Consumer Payments
Mastercard Engage
Merchant Cloud
Money Movement
Open Finance
Credit Cards
Debit Cards
Gift Cards
Prepaid Cards
Digital Labs
Network Enablement Partners
Start Path
+ 19 more unique features
View PayPal Business details View Mastercard details PayPal Business alternatives Mastercard alternatives
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