Payhawk vs Navan
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Payhawk offers more features (49 vs 30) and more integrations (22 vs 5). Starting price: Payhawk at $299/mo vs Navan at Free. Payhawk has 46 unique features while Navan has 27 unique features, with 3 features in common.
| Payhawk | Navan | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 49 | 30 |
| AI-Powered Features | 15 | 3 |
| Starting Price | $299/mo | Free |
| Pricing Tiers | 5 | 2 |
| Integrations | 22 | 5 |
| Shared Features | 3 | |
| Shared Integrations | 0 | |
| Data Quality | 90% | 80% |
Feature Comparison by Category
AI (9 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| AI-Powered Data Extraction | ||
| Advanced OCR | ||
| Agentic Memory | ||
| Built-in Agentic Payments | ||
| Financial Controller Agent | ||
| Payments Agent | ||
| Procurement Agent | ||
| Smart Line Item Splitting | ||
| Travel Agent |
Admin (2 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Multi-Entity Environment | ||
| Unlimited Employee Seats |
Administration (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Back Office Capabilities |
Analytics (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| AI-Powered Insights |
Automation (6 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| 2-Way and 3-Way Matching | ||
| Automated Expense Categorization | ||
| Automated Expense Reports | ||
| Automated Itinerary Management | ||
| Automatic Categorization | ||
| Automatic Receipt Chasing | ||
| Real-time Receipt Matching | ||
| Real-time Reconciliation |
Booking (0 vs 3)
| Feature | Payhawk | Navan |
|---|---|---|
| Corporate Negotiated Rates | ||
| Global Travel Inventory | ||
| Self-Serve Booking Changes |
Compliance (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Policy Violation Flagging |
Controls (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Discrepancy Detection | ||
| Real-time Card Controls | ||
| Spend Policy Management |
Customer Support (0 vs 5)
| Feature | Payhawk | Navan |
|---|---|---|
| 24/7 Travel Support | ||
| Dedicated Customer Success Manager | ||
| Designated Account Executive | ||
| Enterprise Travel Support | ||
| Reed & Mackay Premium Service |
Expense Management (0 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Expense Centralization | ||
| Receipt Scanning |
Implementation (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Custom Implementation |
Integration (5 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| ERP Integrations | ||
| Enterprise HRIS Integrations | ||
| Export Templates and API | ||
| HRIS Integrations | ||
| Live Accounting Integrations |
Integrations (0 vs 3)
| Feature | Payhawk | Navan |
|---|---|---|
| ERP Integration | ||
| ERP Integrations | ||
| HRIS Integrations |
Mobile (1 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Mobile App |
Payment (7 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Bill Payment | ||
| Bring Your Own Cards | ||
| Credit Line | ||
| Multi-Currency Support | ||
| Payhawk Cards | ||
| Reimbursement Management | ||
| Scheduled and Bulk Payments |
Payments (0 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Corporate Card Management | ||
| Multiple Payment Options |
Policy Management (0 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Spend Guardrails | ||
| Unlimited Policy Workflows |
Procurement (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Purchase Intake | ||
| Purchase Order Management | ||
| Vendor Management |
Reporting (2 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Budget Tracking | ||
| Customizable Reports | ||
| Real-Time Expense Visibility | ||
| Trip Reports with Smart Grouping |
Rewards (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Navan Rewards |
Safety & Compliance (0 vs 1)
| Feature | Payhawk | Navan |
|---|---|---|
| Duty of Care |
Security (4 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| ISO 27001 Certification | ||
| PCI DSS Level 1 Security | ||
| SOC 2 Compliance | ||
| SSO / SAML |
Spending (1 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Subscription Management |
Travel (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Business Travel Management | ||
| Custom Travel Policy | ||
| Global Hotel and Flight Booking |
Travel Management (0 vs 2)
| Feature | Payhawk | Navan |
|---|---|---|
| Global Program Coverage | ||
| One-Stop Travel Shop |
Workflow (3 vs 0)
| Feature | Payhawk | Navan |
|---|---|---|
| Custom Discrepancy Workflows | ||
| Intelligent Workflow Approvals | ||
| Trip Requests and Proactive Approvals |
Unique Features
Only in Payhawk (46)
Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management
+ 26 more unique features
Only in Navan (27)
Back Office Capabilities
AI-Powered Insights
Automated Expense Categorization
Automated Itinerary Management
Corporate Negotiated Rates
Global Travel Inventory
Self-Serve Booking Changes
Policy Violation Flagging
24/7 Travel Support
Dedicated Customer Success Manager
Designated Account Executive
Enterprise Travel Support
Reed & Mackay Premium Service
Expense Centralization
Receipt Scanning
Custom Implementation
ERP Integration
Corporate Card Management
Multiple Payment Options
Spend Guardrails
+ 7 more unique features
Want to build your own alternative to Payhawk or Navan?
Analyze it with Reap