Payhawk vs Spend Matters
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Payhawk offers more features (49 vs 13) and more integrations (22 vs 0). Starting price: Payhawk at $299/mo vs Spend Matters at Contact Sales. Payhawk has 49 unique features while Spend Matters has 13 unique features, with 0 features in common.
| Payhawk | Spend Matters | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 49 | 13 |
| AI-Powered Features | 15 | 0 |
| Starting Price | $299/mo | Contact Sales |
| Pricing Tiers | 5 | 0 |
| Integrations | 22 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 90% | 30% |
Feature Comparison by Category
AI (9 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| AI-Powered Data Extraction | ||
| Advanced OCR | ||
| Agentic Memory | ||
| Built-in Agentic Payments | ||
| Financial Controller Agent | ||
| Payments Agent | ||
| Procurement Agent | ||
| Smart Line Item Splitting | ||
| Travel Agent |
Admin (2 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Multi-Entity Environment | ||
| Unlimited Employee Seats |
Audience-Specific Content (0 vs 4)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Consulting Organization Resources | ||
| PE and Corporate Development Resources | ||
| Procurement Team Intelligence | ||
| Solution Provider Intelligence |
Automation (6 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| 2-Way and 3-Way Matching | ||
| Automated Expense Reports | ||
| Automatic Categorization | ||
| Automatic Receipt Chasing | ||
| Real-time Receipt Matching | ||
| Real-time Reconciliation |
Communication (0 vs 1)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Weekly ProcureTech Newsletter |
Community & Access (0 vs 1)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Insider Community Access |
Content (0 vs 1)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Data-Driven Content |
Content Management (0 vs 1)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Latest Content Hub |
Controls (3 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Discrepancy Detection | ||
| Real-time Card Controls | ||
| Spend Policy Management |
Integration (5 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| ERP Integrations | ||
| Enterprise HRIS Integrations | ||
| Export Templates and API | ||
| HRIS Integrations | ||
| Live Accounting Integrations |
Mobile (1 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Mobile App |
Payment (7 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Bill Payment | ||
| Bring Your Own Cards | ||
| Credit Line | ||
| Multi-Currency Support | ||
| Payhawk Cards | ||
| Reimbursement Management | ||
| Scheduled and Bulk Payments |
Procurement (3 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Purchase Intake | ||
| Purchase Order Management | ||
| Vendor Management |
Reporting (2 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Budget Tracking | ||
| Trip Reports with Smart Grouping |
Research (0 vs 1)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Technology Coverage |
Research & Analysis (0 vs 2)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| AP Automation Analysis | ||
| Vendor Analysis |
Research & Rankings (0 vs 2)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Future 5 Rankings | ||
| Provider Lists ('50 to Know', '50 to Watch', 'Hall of Fame') |
Security (4 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| ISO 27001 Certification | ||
| PCI DSS Level 1 Security | ||
| SOC 2 Compliance | ||
| SSO / SAML |
Spending (1 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Subscription Management |
Travel (3 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Business Travel Management | ||
| Custom Travel Policy | ||
| Global Hotel and Flight Booking |
Workflow (3 vs 0)
| Feature | Payhawk | Spend Matters |
|---|---|---|
| Custom Discrepancy Workflows | ||
| Intelligent Workflow Approvals | ||
| Trip Requests and Proactive Approvals |
Unique Features
Only in Payhawk (49)
Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management
+ 29 more unique features
Only in Spend Matters (13)
Consulting Organization Resources
PE and Corporate Development Resources
Procurement Team Intelligence
Solution Provider Intelligence
Weekly ProcureTech Newsletter
Insider Community Access
Data-Driven Content
Latest Content Hub
Technology Coverage
AP Automation Analysis
Vendor Analysis
Future 5 Rankings
Provider Lists ('50 to Know', '50 to Watch', 'Hall of Fame')
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