Payhawk vs Pleo
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Payhawk offers fewer features (49 vs 55) and more integrations (22 vs 6). Starting price: Payhawk at $299/mo vs Pleo at $45/mo. Payhawk has 48 unique features while Pleo has 54 unique features, with 1 features in common.
| Payhawk | Pleo | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 49 | 55 |
| AI-Powered Features | 15 | 4 |
| Starting Price | $299/mo | $45/mo |
| Pricing Tiers | 5 | 3 |
| Integrations | 22 | 6 |
| Shared Features | 1 | |
| Shared Integrations | 2 | |
| Data Quality | 90% | 90% |
Feature Comparison by Category
AI (9 vs 1)
| Feature | Payhawk | Pleo |
|---|---|---|
| AI Expense Review | ||
| AI-Powered Data Extraction | ||
| Advanced OCR | ||
| Agentic Memory | ||
| Built-in Agentic Payments | ||
| Financial Controller Agent | ||
| Payments Agent | ||
| Procurement Agent | ||
| Smart Line Item Splitting | ||
| Travel Agent |
Admin (2 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| Multi-Entity Environment | ||
| Unlimited Employee Seats |
Automation (6 vs 5)
| Feature | Payhawk | Pleo |
|---|---|---|
| 2-Way and 3-Way Matching | ||
| Auto-Categorisation | ||
| Automated Expense Reports | ||
| Automated Receipt Capture | ||
| Automatic Categorization | ||
| Automatic Receipt Chasing | ||
| Email Receipt Capture - Fetch | ||
| Invoice OCR | ||
| Real-time Receipt Matching | ||
| Real-time Reconciliation | ||
| Receipt Reminders |
Cards (0 vs 6)
| Feature | Payhawk | Pleo |
|---|---|---|
| ATM Withdrawals | ||
| Advanced Card Controls | ||
| Physical Cards | ||
| Temporary Virtual Cards | ||
| Vendor Cards | ||
| Virtual Cards |
Cash Management (0 vs 2)
| Feature | Payhawk | Pleo |
|---|---|---|
| Overdrafts | ||
| Transfer Rules |
Controls (3 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| Discrepancy Detection | ||
| Real-time Card Controls | ||
| Spend Policy Management |
Core Product (0 vs 1)
| Feature | Payhawk | Pleo |
|---|---|---|
| Business Expense Cards |
Expense Management (0 vs 3)
| Feature | Payhawk | Pleo |
|---|---|---|
| Invoice Processing | ||
| Mileage Tracking | ||
| Reimbursements |
Integration (5 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| ERP Integrations | ||
| Enterprise HRIS Integrations | ||
| Export Templates and API | ||
| HRIS Integrations | ||
| Live Accounting Integrations |
Integrations (0 vs 4)
| Feature | Payhawk | Pleo |
|---|---|---|
| Accounting System Integrations | ||
| Custom Accounting Exports | ||
| HRIS Integrations | ||
| NetSuite Integration |
Mobile (1 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| Mobile App |
Organization (0 vs 5)
| Feature | Payhawk | Pleo |
|---|---|---|
| Custom Categories and Tags | ||
| External Bookkeeper Access | ||
| Multi-Entity Management | ||
| Reimbursement-Only Users | ||
| Teams Management |
Payment (7 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| Bill Payment | ||
| Bring Your Own Cards | ||
| Credit Line | ||
| Multi-Currency Support | ||
| Payhawk Cards | ||
| Reimbursement Management | ||
| Scheduled and Bulk Payments |
Procurement (3 vs 1)
| Feature | Payhawk | Pleo |
|---|---|---|
| Purchase Intake | ||
| Purchase Order Management | ||
| Purchase Orders | ||
| Vendor Management |
Reporting (2 vs 5)
| Feature | Payhawk | Pleo |
|---|---|---|
| Bank Statement Access | ||
| Budget Tracking | ||
| Real-time Spending Overview | ||
| Spend Analytics | ||
| Spending Insights | ||
| Transaction Statement | ||
| Trip Reports with Smart Grouping |
Rewards (0 vs 1)
| Feature | Payhawk | Pleo |
|---|---|---|
| Cashback |
Security (4 vs 2)
| Feature | Payhawk | Pleo |
|---|---|---|
| Card Freeze Feature | ||
| ISO 27001 Certification | ||
| PCI DSS Level 1 Security | ||
| SAML SSO | ||
| SOC 2 Compliance | ||
| SSO / SAML |
Spend Controls (0 vs 9)
| Feature | Payhawk | Pleo |
|---|---|---|
| Advanced Approval Workflows | ||
| Approval Workflows | ||
| Budgets | ||
| Card Limits Per Purchase | ||
| Guidelines Assistant | ||
| Individual Card Limits | ||
| Spending Guidelines | ||
| Temporary Limits | ||
| Vendor Locks |
Spending (1 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| Subscription Management |
Support (0 vs 7)
| Feature | Payhawk | Pleo |
|---|---|---|
| Assisted Onboarding | ||
| Concierge Support | ||
| Customer Success Manager | ||
| Email Support | ||
| Executive Business Review | ||
| Live Chat Support | ||
| Phone Support |
Travel (3 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| Business Travel Management | ||
| Custom Travel Policy | ||
| Global Hotel and Flight Booking |
Vendor Management (0 vs 3)
| Feature | Payhawk | Pleo |
|---|---|---|
| Advanced Vendor Insights | ||
| Recurring Vendor Tracking | ||
| Renewal Management |
Workflow (3 vs 0)
| Feature | Payhawk | Pleo |
|---|---|---|
| Custom Discrepancy Workflows | ||
| Intelligent Workflow Approvals | ||
| Trip Requests and Proactive Approvals |
Unique Features
Only in Payhawk (48)
Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management
+ 28 more unique features
Only in Pleo (54)
AI Expense Review
Auto-Categorisation
Automated Receipt Capture
Email Receipt Capture - Fetch
Invoice OCR
Receipt Reminders
Advanced Card Controls
ATM Withdrawals
Physical Cards
Temporary Virtual Cards
Vendor Cards
Virtual Cards
Overdrafts
Transfer Rules
Business Expense Cards
Invoice Processing
Mileage Tracking
Reimbursements
Accounting System Integrations
Custom Accounting Exports
+ 34 more unique features
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