Papaya Global vs SumUp
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Papaya Global offers more features (48 vs 28) and more integrations (7 vs 2). Starting price: Papaya Global at $295/mo vs SumUp at $99/mo. Papaya Global has 48 unique features while SumUp has 28 unique features, with 0 features in common.
| Papaya Global | SumUp | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 48 | 28 |
| AI-Powered Features | 3 | 1 |
| Starting Price | $295/mo | $99/mo |
| Pricing Tiers | 2 | 5 |
| Integrations | 7 | 2 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 60% |
Feature Comparison by Category
AI (2 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| AI-Powered Accuracy | ||
| Embedded AI |
API (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Payments API |
Analytics (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Workforce Analytics |
Automation (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| JE Automation |
Banking (0 vs 2)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Business Bank Account | ||
| SumUp MasterCard Debit Card |
Benefits (2 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Comprehensive Benefits | ||
| Global Benefits |
Compensation (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Equity Management |
Compliance (5 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Contractor Classification | ||
| Global Compliance Hub | ||
| Immigration Support | ||
| Risk & Liability Coverage | ||
| Statutory Payments |
Core POS (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Point of Sale System |
Customer Engagement (0 vs 3)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Customer Rewards | ||
| Fivestars Rewards Integration | ||
| Loyalty Program - SumUp Connect |
Customer Management (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Customer Database |
Data Management (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Data Validation |
Employee Experience (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Employee Portal |
Expense Management (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Expense Management |
Hardware (0 vs 4)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Card Readers | ||
| SumUp Kiosk | ||
| SumUp Plus Card Reader | ||
| SumUp Solo Card Reader |
Industry Solutions (3 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| BPO Workforce Management | ||
| Freelance Marketplace Solutions | ||
| MSP Optimization |
Integration (3 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Papaya VMS Connector | ||
| Payroll & Payments Connectors | ||
| SAP Fieldglass Integration |
Inventory (0 vs 2)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Inventory Management | ||
| Product Catalog Management |
Invoicing (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| SumUp Invoicing |
Marketing (0 vs 4)
| Feature | Papaya Global | SumUp |
|---|---|---|
| AI Enhanced Promotions | ||
| Automated Marketing | ||
| Google Review Boost | ||
| SMS & Email Promotions |
Mobile (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| SumUp App |
Onboarding (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Dedicated Installation and Training |
Operations (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Employee Schedule Tracking |
Payments (8 vs 2)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Banco Worker Wallet | ||
| Contractor Payments | ||
| Cross-border Payments | ||
| Papaya Payroll Card | ||
| Papaya Rails | ||
| Payment Processing - In-Person | ||
| Payment Processing - Online & Manual Entry | ||
| Split Payments | ||
| Vendor Payments | ||
| Worker Wallets |
Payroll (3 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| PayrollPlus | ||
| Shadow Payroll | ||
| US Solutions |
Policy (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Money-Back Guarantee |
Reporting (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Sales Reporting |
Security (1 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Data Security | ||
| Industry Security Standards |
Support (2 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| 24/7 Customer Support | ||
| Papaya 360 Support | ||
| Papaya Direct |
Talent Solutions (2 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Agent of Record (AoR) | ||
| Employer of Record (EoR) |
Tax (1 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Automate 1099 NEC |
Tools (4 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Cost Calculator | ||
| IBAN Checker and Calculator | ||
| RFP Template | ||
| SWIFT Finder and Checker |
Transactions (0 vs 1)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Digital Receipts |
Workforce Management (5 vs 0)
| Feature | Papaya Global | SumUp |
|---|---|---|
| Contingent OS Platform | ||
| Contractor Management | ||
| Private Entrepreneur | ||
| Time & Attendance | ||
| Workforce OS Platform |
Unique Features
Only in Papaya Global (48)
AI-Powered Accuracy
Embedded AI
Workforce Analytics
Payments API
JE Automation
Comprehensive Benefits
Global Benefits
Equity Management
Contractor Classification
Global Compliance Hub
Immigration Support
Risk & Liability Coverage
Statutory Payments
Data Validation
Employee Portal
Expense Management
BPO Workforce Management
Freelance Marketplace Solutions
MSP Optimization
Papaya VMS Connector
+ 28 more unique features
Only in SumUp (28)
Business Bank Account
SumUp MasterCard Debit Card
Point of Sale System
Customer Rewards
Fivestars Rewards Integration
Loyalty Program - SumUp Connect
Customer Database
Card Readers
SumUp Kiosk
SumUp Plus Card Reader
SumUp Solo Card Reader
Inventory Management
Product Catalog Management
SumUp Invoicing
AI Enhanced Promotions
Automated Marketing
Google Review Boost
SMS & Email Promotions
SumUp App
Dedicated Installation and Training
+ 8 more unique features
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