N26 vs Square
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers fewer features (39 vs 41) and fewer integrations (5 vs 28). Starting price: N26 at $4.9/mo vs Square at $60/mo. N26 has 37 unique features while Square has 39 unique features, with 2 features in common.
| N26 | Square | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 41 |
| AI-Powered Features | 0 | 2 |
| Starting Price | $4.9/mo | $60/mo |
| Pricing Tiers | 4 | 3 |
| Integrations | 5 | 28 |
| Shared Features | 2 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 71% |
Feature Comparison by Category
Account Management (4 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Freelancer Account |
Accounting (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Bookkeeping |
Add-ons (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| N26 SIM Mobile Plans |
Analytics (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Reporting & Analytics |
Billing (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Subscription Billing |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Budgeting Automations |
CRM (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Customer Directory |
Cards (3 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Compliance (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Tax Calculation |
Credit & Lending (3 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Developer Tools (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| API & Developer Tools |
Ecommerce (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Online Store |
Financing (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Square Capital |
HR (0 vs 2)
| Feature | N26 | Square |
|---|---|---|
| Employee Management | ||
| Payroll |
Insurance (9 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Inventory (0 vs 3)
| Feature | N26 | Square |
|---|---|---|
| Inventory Management | ||
| Supplier Management | ||
| Wholesale Management |
Invoicing (0 vs 2)
| Feature | N26 | Square |
|---|---|---|
| Estimates | ||
| Invoicing |
Marketing (0 vs 2)
| Feature | N26 | Square |
|---|---|---|
| Loyalty Program | ||
| Marketing Tools |
Mobile (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Mobile App |
Multi-Location (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| Multi-Location Management |
Order Management (0 vs 2)
| Feature | N26 | Square |
|---|---|---|
| Contactless Ordering | ||
| Delivery Management |
POS (0 vs 7)
| Feature | N26 | Square |
|---|---|---|
| Customizable Menu | ||
| Kitchen Display System | ||
| Point of Sale System | ||
| Receipt Printing | ||
| Refunds & Returns | ||
| Table Management | ||
| Tipping Options |
Payment Processing (0 vs 6)
| Feature | N26 | Square |
|---|---|---|
| Gift Cards | ||
| Payment Links | ||
| QR Code Payments | ||
| Split Payment | ||
| Square Reader | ||
| Virtual Terminal |
Payments (0 vs 1)
| Feature | N26 | Square |
|---|---|---|
| ACH Transfers |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | Square |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Mobile App |
Rewards & Cashback (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Partner Offers |
Scheduling (0 vs 2)
| Feature | N26 | Square |
|---|---|---|
| Appointment Booking | ||
| Class Management |
Security (0 vs 2)
| Feature | N26 | Square |
|---|---|---|
| Data Security & Encryption | ||
| PCI Compliance |
Security & Onboarding (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Deposit Protection |
Support (2 vs 2)
| Feature | N26 | Square |
|---|---|---|
| 24/7 Chat Support | ||
| Phone Support | ||
| Staff Training |
Travel Benefits (2 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | Square |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in N26 (37)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 17 more unique features
Only in Square (39)
Bookkeeping
Reporting & Analytics
Subscription Billing
Tax Calculation
Customer Directory
API & Developer Tools
Online Store
Square Capital
Employee Management
Payroll
Inventory Management
Supplier Management
Wholesale Management
Estimates
Invoicing
Loyalty Program
Marketing Tools
Multi-Location Management
Contactless Ordering
Delivery Management
+ 19 more unique features
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