N26 vs PayPal
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers fewer features (39 vs 66) and fewer integrations (5 vs 10). Starting price: N26 at $4.9/mo vs PayPal at Contact Sales. N26 has 38 unique features while PayPal has 65 unique features, with 1 features in common.
| N26 | PayPal | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 66 |
| AI-Powered Features | 0 | 0 |
| Starting Price | $4.9/mo | Contact Sales |
| Pricing Tiers | 4 | 0 |
| Integrations | 5 | 10 |
| Shared Features | 1 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 75% |
Feature Comparison by Category
API (0 vs 7)
| Feature | N26 | PayPal |
|---|---|---|
| Get Transaction Details API | ||
| Instant Payment Notification | ||
| Mass Pay API | ||
| Payment Data Transfer | ||
| Refund API | ||
| Transaction Search API | ||
| Web Services/API Suite |
Account Management (4 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Multi-User Access | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Freelancer Account |
Add-ons (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| N26 SIM Mobile Plans |
Billing (0 vs 2)
| Feature | N26 | PayPal |
|---|---|---|
| Credit Card Statement Name | ||
| Invoicing |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Budgeting Automations |
Buyer Tools (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Gift Certificates |
Cards (3 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Checkout (0 vs 3)
| Feature | N26 | PayPal |
|---|---|---|
| Auto Return | ||
| Checkout with PayPal Account Optional | ||
| Custom Payment Pages |
Credit & Lending (3 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Credit Products (0 vs 5)
| Feature | N26 | PayPal |
|---|---|---|
| PayPal Cashback Mastercard | ||
| PayPal Credit Card | ||
| PayPal Extras Mastercard | ||
| PayPal Smart Connect | ||
| eBay Mastercard |
Cryptocurrency (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Cryptocurrency Trading |
Developer Tools (0 vs 3)
| Feature | N26 | PayPal |
|---|---|---|
| Developer Central | ||
| PayPal Developer Network | ||
| Sandbox |
Ecommerce Tools (0 vs 3)
| Feature | N26 | PayPal |
|---|---|---|
| Buy Now Buttons | ||
| Shopping Cart | ||
| Subscription Password Management |
Global Payments (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Currency Manager |
Installment Payments (0 vs 3)
| Feature | N26 | PayPal |
|---|---|---|
| Pay Monthly | ||
| Pay Monthly In Store | ||
| Pay in 4 |
Insurance (9 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Localization (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Language Preference Toggle |
Marketing (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Online Logo Center |
Mobile (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Mobile Send Money |
Money Transfer (0 vs 5)
| Feature | N26 | PayPal |
|---|---|---|
| Mass Pay | ||
| Pool | ||
| Request Money | ||
| Send Money | ||
| Split Bill |
Payment Methods (0 vs 2)
| Feature | N26 | PayPal |
|---|---|---|
| ATM/Debit Card | ||
| PayPal Debit Card |
Payment Processing (0 vs 4)
| Feature | N26 | PayPal |
|---|---|---|
| Donations | ||
| Payment Request Wizard | ||
| Refunds | ||
| Subscriptions and Recurring Payments |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Mobile App |
Protection (0 vs 3)
| Feature | N26 | PayPal |
|---|---|---|
| Money-Back Guarantee | ||
| PayPal Buyer Protection | ||
| Seller Protection Policy |
Reporting (0 vs 6)
| Feature | N26 | PayPal |
|---|---|---|
| Advanced Search | ||
| Downloadable Logs | ||
| History Log | ||
| Monthly Account Statements | ||
| Scheduled Downloadable Log | ||
| Settlement & Reconciliation System |
Rewards (0 vs 3)
| Feature | N26 | PayPal |
|---|---|---|
| Cash Back Rewards | ||
| Monthly Category Bonus | ||
| PayPal Preferred |
Rewards & Cashback (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Partner Offers |
Savings (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| PayPal Savings Account |
Security (0 vs 2)
| Feature | N26 | PayPal |
|---|---|---|
| Encrypted Website Payments | ||
| Payment Encryption |
Security & Onboarding (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Deposit Protection |
Shipping (0 vs 3)
| Feature | N26 | PayPal |
|---|---|---|
| Packing Slip | ||
| Shipping Calculator | ||
| Shipping Center |
Support (2 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| 24/7 Chat Support | ||
| Buyer Complaint Process | ||
| Phone Support |
Tax (0 vs 1)
| Feature | N26 | PayPal |
|---|---|---|
| Sales Tax Calculator |
Travel Benefits (2 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | PayPal |
|---|---|---|
| Savings Interest Rate |
eBay Tools (0 vs 2)
| Feature | N26 | PayPal |
|---|---|---|
| End of Auction Email | ||
| Pay for eBay Items (AuctionFinder) |
Unique Features
Only in N26 (38)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 18 more unique features
Only in PayPal (65)
Multi-User Access
Get Transaction Details API
Instant Payment Notification
Mass Pay API
Payment Data Transfer
Refund API
Transaction Search API
Web Services/API Suite
Credit Card Statement Name
Invoicing
Gift Certificates
Auto Return
Checkout with PayPal Account Optional
Custom Payment Pages
eBay Mastercard
PayPal Cashback Mastercard
PayPal Credit Card
PayPal Extras Mastercard
PayPal Smart Connect
Developer Central
+ 45 more unique features
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