Mercury vs Smile
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Mercury offers fewer features (33 vs 54) and more integrations (9 vs 6). Starting price: Mercury at $29.9/mo vs Smile at $79/mo. Mercury has 33 unique features while Smile has 54 unique features, with 0 features in common.
| Mercury | Smile | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 33 | 54 |
| AI-Powered Features | 3 | 0 |
| Starting Price | $29.9/mo | $79/mo |
| Pricing Tiers | 4 | 5 |
| Integrations | 9 | 6 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 90% |
Feature Comparison by Category
Accounting Automations (6 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| Multiple GL Codes for Bill Payments | ||
| NetSuite Integration | ||
| QuickBooks Integration | ||
| Receipt Reconciliation | ||
| Transaction Categorization | ||
| Xero Integration |
Administration (0 vs 2)
| Feature | Mercury | Smile |
|---|---|---|
| Admin Roles | ||
| Audit Logs |
Analytics & Reporting (0 vs 10)
| Feature | Mercury | Smile |
|---|---|---|
| Analytics Page | ||
| Custom Reports | ||
| Financial Reports | ||
| Full Data Exports | ||
| Loyalty Benchmarks | ||
| Performance Benchmarks | ||
| Points & Referral Insights | ||
| Pre-built Loyalty Reports | ||
| ROI & CLV Insights | ||
| VIP & Member Segment Insights |
Automations (1 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| Automated Transfers |
Banking (5 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| Free Business Checking & Savings Accounts | ||
| Mercury Personal Savings Account | ||
| Mobile App | ||
| Total Visibility Dashboard | ||
| Universal Search Bar |
Cards & Expense Management (3 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| 1.5% Cashback on Credit Spend | ||
| Business Credit Cards | ||
| Virtual Card Creation |
Checkout (0 vs 2)
| Feature | Mercury | Smile |
|---|---|---|
| Checkout Extensions | ||
| Redeem Points at Checkout |
Configuration (0 vs 1)
| Feature | Mercury | Smile |
|---|---|---|
| Points Expiration |
Core Features (0 vs 4)
| Feature | Mercury | Smile |
|---|---|---|
| Loyalty Hub | ||
| Points Program | ||
| Referral Program | ||
| VIP & Membership Program |
Customization (0 vs 2)
| Feature | Mercury | Smile |
|---|---|---|
| Add Smile to Store Navigation | ||
| Dedicated Loyalty Page |
Developer Tools (0 vs 3)
| Feature | Mercury | Smile |
|---|---|---|
| API Access | ||
| Custom API Rate Limits | ||
| Front-end JavaScript SDK |
Email Marketing (0 vs 1)
| Feature | Mercury | Smile |
|---|---|---|
| Klaviyo Integration |
Engagement (0 vs 1)
| Feature | Mercury | Smile |
|---|---|---|
| Nudges (On-site Reminders) |
Expense Management (1 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| Expense Reimbursements |
Gamification (0 vs 1)
| Feature | Mercury | Smile |
|---|---|---|
| 10+ Ways to Earn Points |
Integration (0 vs 4)
| Feature | Mercury | Smile |
|---|---|---|
| Data Warehouse Sync | ||
| Embedded Blocks | ||
| Integrations | ||
| Shopify Metafields Sync |
Invoicing (5 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| ACH Debit Invoicing | ||
| Invoicing | ||
| Invoicing API | ||
| Recurring Invoices | ||
| Stripe Credit Card Payment Processing |
On-site Content (0 vs 3)
| Feature | Mercury | Smile |
|---|---|---|
| Embed Points on Account Page | ||
| Embed Points on Product Pages | ||
| Embed on Order Thank You Page |
Onboarding (0 vs 2)
| Feature | Mercury | Smile |
|---|---|---|
| Dedicated Launch Plan | ||
| White-glove Migration |
POS Integration (0 vs 1)
| Feature | Mercury | Smile |
|---|---|---|
| Shopify POS Integration |
Payments (3 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| Bill Pay with AI | ||
| International Wire Transfers | ||
| No-Fee USD Payments |
Promotions (0 vs 2)
| Feature | Mercury | Smile |
|---|---|---|
| Points Bonus Events | ||
| Promotions Engine |
Redemption (0 vs 3)
| Feature | Mercury | Smile |
|---|---|---|
| Redeem Points for Discounts | ||
| Redeem Points for Free Products | ||
| Redeem Points for Free Shipping |
Reliability (0 vs 1)
| Feature | Mercury | Smile |
|---|---|---|
| 99.9% Historical Uptime |
Security (4 vs 6)
| Feature | Mercury | Smile |
|---|---|---|
| Advanced Security | ||
| Dark Web Monitoring | ||
| Extended FDIC Insurance Coverage | ||
| Fraud & Phishing Protection | ||
| MFA Verification | ||
| SOC-2 Compliance | ||
| Security Certification | ||
| Security Review | ||
| Shopify Plus Security | ||
| Shopify SSO |
Support (2 vs 4)
| Feature | Mercury | Smile |
|---|---|---|
| Account Manager | ||
| Chat Support | ||
| Dedicated Account Management | ||
| Live Chat Support | ||
| Priority Support | ||
| Quarterly Program Monitoring |
Taxes (1 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| 1099 Tax Filings |
Team Management (1 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| Team Management & Permissions |
Treasury (1 vs 0)
| Feature | Mercury | Smile |
|---|---|---|
| Mercury Treasury |
UI Components (0 vs 1)
| Feature | Mercury | Smile |
|---|---|---|
| Floating Loyalty Button |
Unique Features
Only in Mercury (33)
Multiple GL Codes for Bill Payments
NetSuite Integration
QuickBooks Integration
Receipt Reconciliation
Transaction Categorization
Xero Integration
Automated Transfers
Free Business Checking & Savings Accounts
Mercury Personal Savings Account
Mobile App
Total Visibility Dashboard
Universal Search Bar
1.5% Cashback on Credit Spend
Business Credit Cards
Virtual Card Creation
Expense Reimbursements
ACH Debit Invoicing
Invoicing
Invoicing API
Recurring Invoices
+ 13 more unique features
Only in Smile (54)
Admin Roles
Audit Logs
Analytics Page
Custom Reports
Financial Reports
Full Data Exports
Loyalty Benchmarks
Performance Benchmarks
Points & Referral Insights
Pre-built Loyalty Reports
ROI & CLV Insights
VIP & Member Segment Insights
Checkout Extensions
Redeem Points at Checkout
Points Expiration
Loyalty Hub
Points Program
Referral Program
VIP & Membership Program
Add Smile to Store Navigation
+ 34 more unique features
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