Mercury vs SAP Concur
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Mercury offers fewer features (33 vs 42) and fewer integrations (9 vs 30). Starting price: Mercury at $29.9/mo vs SAP Concur at $8/mo. Mercury has 32 unique features while SAP Concur has 41 unique features, with 1 features in common.
| Mercury | SAP Concur | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 33 | 42 |
| AI-Powered Features | 3 | 16 |
| Starting Price | $29.9/mo | $8/mo |
| Pricing Tiers | 4 | 4 |
| Integrations | 9 | 30 |
| Shared Features | 1 | |
| Shared Integrations | 1 | |
| Data Quality | 80% | 71% |
Feature Comparison by Category
AI (0 vs 7)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Chatbot Assistance | ||
| Duplicate Detection | ||
| Expense Matching | ||
| Fraud Detection | ||
| Invoice Duplicate Prevention | ||
| Predictive Spend Analytics | ||
| Receipt Recognition |
Accounting Automations (6 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Multiple GL Codes for Bill Payments | ||
| NetSuite Integration | ||
| QuickBooks Integration | ||
| Receipt Reconciliation | ||
| Transaction Categorization | ||
| Xero Integration |
Admin (0 vs 2)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Employee Directory | ||
| Role-Based Access Control |
Analytics (0 vs 3)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Analytics & Insights | ||
| Budget Tracking | ||
| Intelligent Spend Visibility |
Automations (1 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Automated Transfers |
Banking (5 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Free Business Checking & Savings Accounts | ||
| Mercury Personal Savings Account | ||
| Mobile App | ||
| Total Visibility Dashboard | ||
| Universal Search Bar |
Cards & Expense Management (3 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| 1.5% Cashback on Credit Spend | ||
| Business Credit Cards | ||
| Virtual Card Creation |
Compliance (0 vs 6)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Attendee Management | ||
| Audit Reports | ||
| Compliance Engine | ||
| GDPR Compliance | ||
| GST/HST/VAT Recovery | ||
| Policy Management |
Core (0 vs 10)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Advance Management | ||
| Cost Center Allocation | ||
| Currency Conversion | ||
| Data Export | ||
| Employee Reimbursement | ||
| Expense Management | ||
| Invoice Management | ||
| Mobile App | ||
| Payment Processing | ||
| Travel Management |
Customization (0 vs 1)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Custom Fields |
Expense Management (1 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Expense Reimbursements |
Integration (0 vs 1)
| Feature | Mercury | SAP Concur |
|---|---|---|
| API Access |
Invoice (0 vs 1)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Three-Way Matching |
Invoicing (5 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| ACH Debit Invoicing | ||
| Invoicing | ||
| Invoicing API | ||
| Recurring Invoices | ||
| Stripe Credit Card Payment Processing |
Mobile (0 vs 2)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Mobile Receipt Capture | ||
| Mobile-First Design |
Payments (3 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Bill Pay with AI | ||
| International Wire Transfers | ||
| No-Fee USD Payments |
Security (4 vs 1)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Dark Web Monitoring | ||
| Extended FDIC Insurance Coverage | ||
| Fraud & Phishing Protection | ||
| MFA Verification | ||
| Single Sign-On |
Support (2 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Chat Support | ||
| Dedicated Account Management |
Taxes (1 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| 1099 Tax Filings |
Team Management (1 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Team Management & Permissions |
Travel (0 vs 4)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Per Diem Management | ||
| Travel Booking Engine | ||
| Travel Consolidation | ||
| Travel Policy Enforcement |
Treasury (1 vs 0)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Mercury Treasury |
Vendor (0 vs 1)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Supplier Invoice Portal |
Workflow (0 vs 3)
| Feature | Mercury | SAP Concur |
|---|---|---|
| Approval Workflows | ||
| Delegate Approvers | ||
| Real-Time Approvals |
Unique Features
Only in Mercury (32)
Multiple GL Codes for Bill Payments
NetSuite Integration
QuickBooks Integration
Receipt Reconciliation
Transaction Categorization
Xero Integration
Automated Transfers
Free Business Checking & Savings Accounts
Mercury Personal Savings Account
Total Visibility Dashboard
Universal Search Bar
1.5% Cashback on Credit Spend
Business Credit Cards
Virtual Card Creation
Expense Reimbursements
ACH Debit Invoicing
Invoicing
Invoicing API
Recurring Invoices
Stripe Credit Card Payment Processing
+ 12 more unique features
Only in SAP Concur (41)
Employee Directory
Role-Based Access Control
Chatbot Assistance
Duplicate Detection
Expense Matching
Fraud Detection
Invoice Duplicate Prevention
Predictive Spend Analytics
Receipt Recognition
Analytics & Insights
Budget Tracking
Intelligent Spend Visibility
Attendee Management
Audit Reports
Compliance Engine
GDPR Compliance
GST/HST/VAT Recovery
Policy Management
Advance Management
Cost Center Allocation
+ 21 more unique features
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