LendingClub vs Smile
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
LendingClub offers fewer features (18 vs 54) and fewer integrations (0 vs 6). Starting price: LendingClub at Contact Sales vs Smile at $79/mo. LendingClub has 18 unique features while Smile has 54 unique features, with 0 features in common.
| LendingClub | Smile | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 18 | 54 |
| AI-Powered Features | 0 | 0 |
| Starting Price | Contact Sales | $79/mo |
| Pricing Tiers | 4 | 5 |
| Integrations | 0 | 6 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 60% | 90% |
Feature Comparison by Category
Administration (0 vs 2)
| Feature | LendingClub | Smile |
|---|---|---|
| Admin Roles | ||
| Audit Logs |
Analytics & Reporting (0 vs 10)
| Feature | LendingClub | Smile |
|---|---|---|
| Analytics Page | ||
| Custom Reports | ||
| Financial Reports | ||
| Full Data Exports | ||
| Loyalty Benchmarks | ||
| Performance Benchmarks | ||
| Points & Referral Insights | ||
| Pre-built Loyalty Reports | ||
| ROI & CLV Insights | ||
| VIP & Member Segment Insights |
Banking (3 vs 0)
| Feature | LendingClub | Smile |
|---|---|---|
| Certificates of Deposit (CDs) | ||
| LevelUp Checking Account | ||
| LevelUp Savings Account |
Checkout (0 vs 2)
| Feature | LendingClub | Smile |
|---|---|---|
| Checkout Extensions | ||
| Redeem Points at Checkout |
Configuration (0 vs 1)
| Feature | LendingClub | Smile |
|---|---|---|
| Points Expiration |
Core Features (0 vs 4)
| Feature | LendingClub | Smile |
|---|---|---|
| Loyalty Hub | ||
| Points Program | ||
| Referral Program | ||
| VIP & Membership Program |
Credit Assessment (1 vs 0)
| Feature | LendingClub | Smile |
|---|---|---|
| Soft Credit Pull |
Customization (0 vs 2)
| Feature | LendingClub | Smile |
|---|---|---|
| Add Smile to Store Navigation | ||
| Dedicated Loyalty Page |
Developer Tools (0 vs 3)
| Feature | LendingClub | Smile |
|---|---|---|
| API Access | ||
| Custom API Rate Limits | ||
| Front-end JavaScript SDK |
Email Marketing (0 vs 1)
| Feature | LendingClub | Smile |
|---|---|---|
| Klaviyo Integration |
Engagement (0 vs 1)
| Feature | LendingClub | Smile |
|---|---|---|
| Nudges (On-site Reminders) |
Gamification (0 vs 1)
| Feature | LendingClub | Smile |
|---|---|---|
| 10+ Ways to Earn Points |
Integration (0 vs 4)
| Feature | LendingClub | Smile |
|---|---|---|
| Data Warehouse Sync | ||
| Embedded Blocks | ||
| Integrations | ||
| Shopify Metafields Sync |
Lending (7 vs 0)
| Feature | LendingClub | Smile |
|---|---|---|
| Auto Refinancing | ||
| Debt Consolidation | ||
| Direct Creditor Payment | ||
| Fast Funding | ||
| Fixed Rate and Payment Terms | ||
| Personal Loans | ||
| TopUp |
On-site Content (0 vs 3)
| Feature | LendingClub | Smile |
|---|---|---|
| Embed Points on Account Page | ||
| Embed Points on Product Pages | ||
| Embed on Order Thank You Page |
Onboarding (0 vs 2)
| Feature | LendingClub | Smile |
|---|---|---|
| Dedicated Launch Plan | ||
| White-glove Migration |
POS Integration (0 vs 1)
| Feature | LendingClub | Smile |
|---|---|---|
| Shopify POS Integration |
Platform (2 vs 0)
| Feature | LendingClub | Smile |
|---|---|---|
| LC Marketplace Platform | ||
| Mobile App |
Promotions (0 vs 2)
| Feature | LendingClub | Smile |
|---|---|---|
| Points Bonus Events | ||
| Promotions Engine |
Redemption (0 vs 3)
| Feature | LendingClub | Smile |
|---|---|---|
| Redeem Points for Discounts | ||
| Redeem Points for Free Products | ||
| Redeem Points for Free Shipping |
Reliability (0 vs 1)
| Feature | LendingClub | Smile |
|---|---|---|
| 99.9% Historical Uptime |
Security (1 vs 6)
| Feature | LendingClub | Smile |
|---|---|---|
| Advanced Security | ||
| FDIC Insurance | ||
| SOC-2 Compliance | ||
| Security Certification | ||
| Security Review | ||
| Shopify Plus Security | ||
| Shopify SSO |
Support (2 vs 4)
| Feature | LendingClub | Smile |
|---|---|---|
| Account Manager | ||
| Customer Support | ||
| Help Center | ||
| Live Chat Support | ||
| Priority Support | ||
| Quarterly Program Monitoring |
Tools (1 vs 0)
| Feature | LendingClub | Smile |
|---|---|---|
| DebtIQ |
UI Components (0 vs 1)
| Feature | LendingClub | Smile |
|---|---|---|
| Floating Loyalty Button |
User Experience (1 vs 0)
| Feature | LendingClub | Smile |
|---|---|---|
| Quick Application Process |
Unique Features
Only in LendingClub (18)
Certificates of Deposit (CDs)
LevelUp Checking Account
LevelUp Savings Account
Soft Credit Pull
Auto Refinancing
Debt Consolidation
Direct Creditor Payment
Fast Funding
Fixed Rate and Payment Terms
Personal Loans
TopUp
LC Marketplace Platform
Mobile App
FDIC Insurance
Customer Support
Help Center
DebtIQ
Quick Application Process
Only in Smile (54)
Admin Roles
Audit Logs
Analytics Page
Custom Reports
Financial Reports
Full Data Exports
Loyalty Benchmarks
Performance Benchmarks
Points & Referral Insights
Pre-built Loyalty Reports
ROI & CLV Insights
VIP & Member Segment Insights
Checkout Extensions
Redeem Points at Checkout
Points Expiration
Loyalty Hub
Points Program
Referral Program
VIP & Membership Program
Add Smile to Store Navigation
+ 34 more unique features
Want to build your own alternative to LendingClub or Smile?
Analyze it with Reap