Klarna vs Stripe
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Klarna offers fewer features (13 vs 43) and fewer integrations (6 vs 30). Starting price: Klarna at Contact Sales vs Stripe at Free. Klarna has 13 unique features while Stripe has 43 unique features, with 0 features in common.
| Klarna | Stripe | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 13 | 43 |
| AI-Powered Features | 0 | 3 |
| Starting Price | Contact Sales | Free |
| Pricing Tiers | 0 | 2 |
| Integrations | 6 | 30 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 40% | 72% |
Feature Comparison by Category
Accounting (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Financial Reporting |
Admin (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Dashboard |
Analytics (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Reports |
BNPL (0 vs 2)
| Feature | Klarna | Stripe |
|---|---|---|
| Afterpay | ||
| Klarna |
Bank Transfers (0 vs 2)
| Feature | Klarna | Stripe |
|---|---|---|
| ACH Transfers | ||
| International Wire Transfers |
Banking (0 vs 2)
| Feature | Klarna | Stripe |
|---|---|---|
| Financial Connections | ||
| Treasury |
Billing (0 vs 3)
| Feature | Klarna | Stripe |
|---|---|---|
| Dunning Management | ||
| Subscription Billing | ||
| Usage Metering |
Cards (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Issuing |
Checkout (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Payment Request Button |
Compliance (0 vs 2)
| Feature | Klarna | Stripe |
|---|---|---|
| PCI Compliance | ||
| Tax Compliance |
Developer Tools (0 vs 4)
| Feature | Klarna | Stripe |
|---|---|---|
| API Documentation | ||
| SDK Libraries | ||
| Sandbox Environment | ||
| Test Mode |
Digital Wallets (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Apple Pay & Google Pay |
Disputes (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Disputes Management |
Financial Management (1 vs 0)
| Feature | Klarna | Stripe |
|---|---|---|
| Spending Tracker |
Fraud Detection (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Radar |
Hosted Solutions (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Hosted Payment Page |
Integration (1 vs 2)
| Feature | Klarna | Stripe |
|---|---|---|
| Low Code Platforms | ||
| Multi-Retailer Support | ||
| Webhooks |
International (0 vs 2)
| Feature | Klarna | Stripe |
|---|---|---|
| Multi-Currency Support | ||
| SEPA Payments |
Invoicing (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Invoicing |
Local Payments (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| iDEAL |
Marketplaces (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Marketplace Dashboard |
Mobile (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Mobile SDKs |
Mobile App (1 vs 0)
| Feature | Klarna | Stripe |
|---|---|---|
| Klarna App |
No-Code (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Payment Links |
Payment Methods (2 vs 0)
| Feature | Klarna | Stripe |
|---|---|---|
| Apple Pay Integration | ||
| Klarna Card |
Payment Options (4 vs 0)
| Feature | Klarna | Stripe |
|---|---|---|
| OnePay Later | ||
| Pay Over Time | ||
| Pay in 30 Days | ||
| Pay in 4 |
Payments (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Payment Processing |
Payouts (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Payouts |
Platforms (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Connect |
Point of Sale (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Terminal |
Pricing (1 vs 0)
| Feature | Klarna | Stripe |
|---|---|---|
| No Fees if Paid On Time |
Reliability (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Idempotency |
Rewards (1 vs 0)
| Feature | Klarna | Stripe |
|---|---|---|
| Cashback Rewards |
Security (2 vs 3)
| Feature | Klarna | Stripe |
|---|---|---|
| 3D Secure | ||
| Buyer Protection | ||
| Role-Based Access Control | ||
| Secure Checkout | ||
| Webhook Signing |
Sustainability (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Climate |
UI Components (0 vs 1)
| Feature | Klarna | Stripe |
|---|---|---|
| Stripe Elements |
Unique Features
Only in Klarna (13)
Spending Tracker
Multi-Retailer Support
Klarna App
Apple Pay Integration
Klarna Card
OnePay Later
Pay in 30 Days
Pay in 4
Pay Over Time
No Fees if Paid On Time
Cashback Rewards
Buyer Protection
Secure Checkout
Only in Stripe (43)
Financial Reporting
Dashboard
Reports
ACH Transfers
International Wire Transfers
Financial Connections
Treasury
Dunning Management
Subscription Billing
Usage Metering
Afterpay
Klarna
Issuing
Payment Request Button
PCI Compliance
Tax Compliance
API Documentation
Sandbox Environment
SDK Libraries
Test Mode
+ 23 more unique features
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