Klarna vs Square
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Klarna offers fewer features (13 vs 41) and fewer integrations (6 vs 28). Starting price: Klarna at Contact Sales vs Square at $60/mo. Klarna has 13 unique features while Square has 41 unique features, with 0 features in common.
| Klarna | Square | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 13 | 41 |
| AI-Powered Features | 0 | 2 |
| Starting Price | Contact Sales | $60/mo |
| Pricing Tiers | 0 | 3 |
| Integrations | 6 | 28 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 40% | 71% |
Feature Comparison by Category
Accounting (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Bookkeeping |
Analytics (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Reporting & Analytics |
Billing (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Subscription Billing |
CRM (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Customer Directory |
Compliance (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Tax Calculation |
Developer Tools (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| API & Developer Tools |
Ecommerce (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Online Store |
Financial Management (1 vs 0)
| Feature | Klarna | Square |
|---|---|---|
| Spending Tracker |
Financing (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Square Capital |
HR (0 vs 2)
| Feature | Klarna | Square |
|---|---|---|
| Employee Management | ||
| Payroll |
Integration (1 vs 0)
| Feature | Klarna | Square |
|---|---|---|
| Multi-Retailer Support |
Inventory (0 vs 3)
| Feature | Klarna | Square |
|---|---|---|
| Inventory Management | ||
| Supplier Management | ||
| Wholesale Management |
Invoicing (0 vs 2)
| Feature | Klarna | Square |
|---|---|---|
| Estimates | ||
| Invoicing |
Marketing (0 vs 2)
| Feature | Klarna | Square |
|---|---|---|
| Loyalty Program | ||
| Marketing Tools |
Mobile (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Mobile App |
Mobile App (1 vs 0)
| Feature | Klarna | Square |
|---|---|---|
| Klarna App |
Multi-Location (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| Multi-Location Management |
Order Management (0 vs 2)
| Feature | Klarna | Square |
|---|---|---|
| Contactless Ordering | ||
| Delivery Management |
POS (0 vs 7)
| Feature | Klarna | Square |
|---|---|---|
| Customizable Menu | ||
| Kitchen Display System | ||
| Point of Sale System | ||
| Receipt Printing | ||
| Refunds & Returns | ||
| Table Management | ||
| Tipping Options |
Payment Methods (2 vs 0)
| Feature | Klarna | Square |
|---|---|---|
| Apple Pay Integration | ||
| Klarna Card |
Payment Options (4 vs 0)
| Feature | Klarna | Square |
|---|---|---|
| OnePay Later | ||
| Pay Over Time | ||
| Pay in 30 Days | ||
| Pay in 4 |
Payment Processing (0 vs 6)
| Feature | Klarna | Square |
|---|---|---|
| Gift Cards | ||
| Payment Links | ||
| QR Code Payments | ||
| Split Payment | ||
| Square Reader | ||
| Virtual Terminal |
Payments (0 vs 1)
| Feature | Klarna | Square |
|---|---|---|
| ACH Transfers |
Pricing (1 vs 0)
| Feature | Klarna | Square |
|---|---|---|
| No Fees if Paid On Time |
Rewards (1 vs 0)
| Feature | Klarna | Square |
|---|---|---|
| Cashback Rewards |
Scheduling (0 vs 2)
| Feature | Klarna | Square |
|---|---|---|
| Appointment Booking | ||
| Class Management |
Security (2 vs 2)
| Feature | Klarna | Square |
|---|---|---|
| Buyer Protection | ||
| Data Security & Encryption | ||
| PCI Compliance | ||
| Secure Checkout |
Support (0 vs 2)
| Feature | Klarna | Square |
|---|---|---|
| Phone Support | ||
| Staff Training |
Unique Features
Only in Klarna (13)
Spending Tracker
Multi-Retailer Support
Klarna App
Apple Pay Integration
Klarna Card
OnePay Later
Pay in 30 Days
Pay in 4
Pay Over Time
No Fees if Paid On Time
Cashback Rewards
Buyer Protection
Secure Checkout
Only in Square (41)
Bookkeeping
Reporting & Analytics
Subscription Billing
Tax Calculation
Customer Directory
API & Developer Tools
Online Store
Square Capital
Employee Management
Payroll
Inventory Management
Supplier Management
Wholesale Management
Estimates
Invoicing
Loyalty Program
Marketing Tools
Mobile App
Multi-Location Management
Contactless Ordering
+ 21 more unique features
Want to build your own alternative to Klarna or Square?
Analyze it with Reap