Sage Expense Management vs Payhawk
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Sage Expense Management offers more features (63 vs 49) and fewer integrations (18 vs 22). Starting price: Sage Expense Management at $11.99/mo vs Payhawk at $299/mo. Sage Expense Management has 60 unique features while Payhawk has 46 unique features, with 3 features in common.
| Sage Expense Management | Payhawk | |
|---|---|---|
| Category | Expense Management | Expense Management |
| Total Features | 63 | 49 |
| AI-Powered Features | 5 | 15 |
| Starting Price | $11.99/mo | $299/mo |
| Pricing Tiers | 3 | 5 |
| Integrations | 18 | 22 |
| Shared Features | 3 | |
| Shared Integrations | 5 | |
| Data Quality | 95% | 90% |
Feature Comparison by Category
AI (1 vs 9)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| AI-Powered Data Extraction | ||
| AI-powered Copilot | ||
| Advanced OCR | ||
| Agentic Memory | ||
| Built-in Agentic Payments | ||
| Financial Controller Agent | ||
| Payments Agent | ||
| Procurement Agent | ||
| Smart Line Item Splitting | ||
| Travel Agent |
AI/Automation (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| OCR Data Extraction |
Admin (0 vs 2)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Multi-Entity Environment | ||
| Unlimited Employee Seats |
Automation (0 vs 6)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| 2-Way and 3-Way Matching | ||
| Automated Expense Reports | ||
| Automatic Categorization | ||
| Automatic Receipt Chasing | ||
| Real-time Receipt Matching | ||
| Real-time Reconciliation |
Billing (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Billable Expenses |
Budgeting (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Budget Tracking |
Card Management (2 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| American Express Virtual Cards | ||
| Personal Card Management |
Compliance (4 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Audit Trail | ||
| Auditor Role | ||
| Compliance Management | ||
| Policy Violation Detection |
Configuration (2 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Custom Employee Categories | ||
| Custom Expense Fields |
Controls (0 vs 3)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Discrepancy Detection | ||
| Real-time Card Controls | ||
| Spend Policy Management |
Customization (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Branded Accounts |
Expense Tracking (4 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Mileage Tracking | ||
| Per Diem Tracking | ||
| Project Expense Tracking | ||
| Split Expenses |
Integration (17 vs 5)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| API Access | ||
| Accounting Integrations | ||
| American Express Integration | ||
| ERP Integrations | ||
| Enterprise HRIS Integrations | ||
| Export Templates and API | ||
| Gmail Integration | ||
| HRIS Integrations | ||
| Live Accounting Integrations | ||
| NetSuite Integration | ||
| Outlook Integration | ||
| Perk Integration | ||
| QuickBooks Desktop Integration | ||
| QuickBooks Online Integration | ||
| Sage 300 Construction & Real Estate Integration |
Internationalization (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Multi-currency Support |
Mobile (1 vs 1)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Mobile App |
Notification (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Employee Reminders |
Organization (2 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Multi-entity Setup | ||
| Multi-region Management |
Payment (0 vs 7)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Bill Payment | ||
| Bring Your Own Cards | ||
| Credit Line | ||
| Multi-Currency Support | ||
| Payhawk Cards | ||
| Reimbursement Management | ||
| Scheduled and Bulk Payments |
Procurement (0 vs 3)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Purchase Intake | ||
| Purchase Order Management | ||
| Vendor Management |
Receipt Management (4 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Bulk Receipt Upload | ||
| Email Forwarding | ||
| Receipt Tracking | ||
| Text Message Receipt Submission |
Reconciliation (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Card Reconciliation |
Reimbursement (1 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| ACH Reimbursements |
Reporting (4 vs 2)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Budget Tracking | ||
| Custom Data Exports | ||
| Expense Reporting | ||
| Real-time Spend Visibility | ||
| Spend Analytics | ||
| Trip Reports with Smart Grouping |
Security (3 vs 4)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| IP Whitelisting | ||
| ISO 27001 Certification | ||
| PCI DSS Level 1 Security | ||
| Role-Based Access Control | ||
| SOC 2 Compliance | ||
| SSO / SAML | ||
| Single Sign-On (SSO) |
Spending (0 vs 1)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Subscription Management |
Support (5 vs 0)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| 24/7 Live Chat Support | ||
| Business Reviews | ||
| Customer Advisory Group | ||
| Implementation Support | ||
| Named Account Manager |
Travel (1 vs 3)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Business Travel Management | ||
| Custom Travel Policy | ||
| Global Hotel and Flight Booking | ||
| Travel Management |
Workflow (5 vs 3)
| Feature | Sage Expense Management | Payhawk |
|---|---|---|
| Approval Workflows | ||
| Custom Discrepancy Workflows | ||
| Expense Delegation | ||
| Intelligent Workflow Approvals | ||
| Multi-stage Approvals | ||
| Policy-driven Approvals | ||
| Single-stage Approvals | ||
| Trip Requests and Proactive Approvals |
Unique Features
Only in Sage Expense Management (60)
AI-powered Copilot
OCR Data Extraction
Billable Expenses
American Express Virtual Cards
Personal Card Management
Audit Trail
Auditor Role
Compliance Management
Policy Violation Detection
Custom Employee Categories
Custom Expense Fields
Branded Accounts
Mileage Tracking
Per Diem Tracking
Project Expense Tracking
Split Expenses
Accounting Integrations
American Express Integration
API Access
Gmail Integration
+ 40 more unique features
Only in Payhawk (46)
Multi-Entity Environment
Unlimited Employee Seats
Advanced OCR
Agentic Memory
AI-Powered Data Extraction
Built-in Agentic Payments
Financial Controller Agent
Payments Agent
Procurement Agent
Smart Line Item Splitting
Travel Agent
2-Way and 3-Way Matching
Automated Expense Reports
Automatic Categorization
Automatic Receipt Chasing
Real-time Receipt Matching
Real-time Reconciliation
Discrepancy Detection
Real-time Card Controls
Spend Policy Management
+ 26 more unique features
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