Finastra vs Smile
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Finastra offers fewer features (53 vs 54) and fewer integrations (3 vs 6). Starting price: Finastra at Contact Sales vs Smile at $79/mo. Finastra has 53 unique features while Smile has 54 unique features, with 0 features in common.
| Finastra | Smile | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 53 | 54 |
| AI-Powered Features | 6 | 0 |
| Starting Price | Contact Sales | $79/mo |
| Pricing Tiers | 0 | 5 |
| Integrations | 3 | 6 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 70% | 90% |
Feature Comparison by Category
Administration (0 vs 2)
| Feature | Finastra | Smile |
|---|---|---|
| Admin Roles | ||
| Audit Logs |
Analytics (1 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Mortgagebot Data Insights |
Analytics & AI (2 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| AnalyzerIQ | ||
| Essence Analytics |
Analytics & Reporting (0 vs 10)
| Feature | Finastra | Smile |
|---|---|---|
| Analytics Page | ||
| Custom Reports | ||
| Financial Reports | ||
| Full Data Exports | ||
| Loyalty Benchmarks | ||
| Performance Benchmarks | ||
| Points & Referral Insights | ||
| Pre-built Loyalty Reports | ||
| ROI & CLV Insights | ||
| VIP & Member Segment Insights |
Checkout (0 vs 2)
| Feature | Finastra | Smile |
|---|---|---|
| Checkout Extensions | ||
| Redeem Points at Checkout |
Compliance (5 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| DFA 1071 | ||
| ESG Service | ||
| ISO 20022 for SWIFT Correspondent Banking | ||
| SWIFT CSP Independent Assessment Services | ||
| SWIFT's gpi Universal Confirmations Mandate |
Configuration (0 vs 1)
| Feature | Finastra | Smile |
|---|---|---|
| Points Expiration |
Core Banking (1 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Essence |
Core Features (0 vs 4)
| Feature | Finastra | Smile |
|---|---|---|
| Loyalty Hub | ||
| Points Program | ||
| Referral Program | ||
| VIP & Membership Program |
Corporate Lending (5 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Loan IQ | ||
| Loan IQ Build | ||
| Loan IQ Nexus | ||
| Loan IQ Simplified Servicing | ||
| Loan IQ Transact |
Customization (0 vs 2)
| Feature | Finastra | Smile |
|---|---|---|
| Add Smile to Store Navigation | ||
| Dedicated Loyalty Page |
Developer Tools (0 vs 3)
| Feature | Finastra | Smile |
|---|---|---|
| API Access | ||
| Custom API Rate Limits | ||
| Front-end JavaScript SDK |
Digital Banking (4 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Cash Portal | ||
| Loan Portal | ||
| MalauzAI | ||
| Unified Corporate Portal |
Email Marketing (0 vs 1)
| Feature | Finastra | Smile |
|---|---|---|
| Klaviyo Integration |
Engagement (0 vs 1)
| Feature | Finastra | Smile |
|---|---|---|
| Nudges (On-site Reminders) |
Gamification (0 vs 1)
| Feature | Finastra | Smile |
|---|---|---|
| 10+ Ways to Earn Points |
Integration (1 vs 4)
| Feature | Finastra | Smile |
|---|---|---|
| Data Warehouse Sync | ||
| Embedded Blocks | ||
| Integrations | ||
| Mortgagebot Integrations | ||
| Shopify Metafields Sync |
Lending (4 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| LaserPro | ||
| LaserPro Lending Platform | ||
| Originate Business Loans and Deposits | ||
| Originate Consumer Loans and Deposits |
Lending AI (2 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Assist.AI | ||
| LaserPro Conductor |
Marketplace (1 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Solution Store |
Mortgage Lending (2 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| MortgagebotLOS | ||
| Originate Mortgagebot |
On-site Content (0 vs 3)
| Feature | Finastra | Smile |
|---|---|---|
| Embed Points on Account Page | ||
| Embed Points on Product Pages | ||
| Embed on Order Thank You Page |
Onboarding (0 vs 2)
| Feature | Finastra | Smile |
|---|---|---|
| Dedicated Launch Plan | ||
| White-glove Migration |
Open Banking (1 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Phoenix Banking |
Operations (1 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| ECM |
POS Integration (0 vs 1)
| Feature | Finastra | Smile |
|---|---|---|
| Shopify POS Integration |
Payments (7 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Bacsactive-IP | ||
| Financial Messaging | ||
| Fusion PAYplus FTS | ||
| Global PAYplus | ||
| PAYplus for Continuous Linked Settlement (CLS) | ||
| Payments To Go | ||
| RapidWires |
Platform (1 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Finastra KTP |
Promotions (0 vs 2)
| Feature | Finastra | Smile |
|---|---|---|
| Points Bonus Events | ||
| Promotions Engine |
Redemption (0 vs 3)
| Feature | Finastra | Smile |
|---|---|---|
| Redeem Points for Discounts | ||
| Redeem Points for Free Products | ||
| Redeem Points for Free Shipping |
Reliability (0 vs 1)
| Feature | Finastra | Smile |
|---|---|---|
| 99.9% Historical Uptime |
Security (1 vs 6)
| Feature | Finastra | Smile |
|---|---|---|
| Advanced Security | ||
| Multi-Factor Manager | ||
| SOC-2 Compliance | ||
| Security Certification | ||
| Security Review | ||
| Shopify Plus Security | ||
| Shopify SSO |
Services (5 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Finastra Adopt | ||
| Finastra Advance | ||
| Finastra Innovation Services | ||
| Finastra Optimize | ||
| Finastra Select |
Support (3 vs 4)
| Feature | Finastra | Smile |
|---|---|---|
| Account Manager | ||
| Finastra Support | ||
| Live Chat Support | ||
| Preferred Active Support | ||
| Preferred Active Support (Retail Lending) | ||
| Priority Support | ||
| Quarterly Program Monitoring |
Trade and Supply Chain Finance (4 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Confirmation Matching Service | ||
| Trade Innovation | ||
| Trade Innovation Nexus | ||
| Trade Portal |
Training (2 vs 0)
| Feature | Finastra | Smile |
|---|---|---|
| Academy.AI | ||
| Finastra Training Management |
UI Components (0 vs 1)
| Feature | Finastra | Smile |
|---|---|---|
| Floating Loyalty Button |
Unique Features
Only in Finastra (53)
Mortgagebot Data Insights
AnalyzerIQ
Essence Analytics
DFA 1071
ESG Service
ISO 20022 for SWIFT Correspondent Banking
SWIFT CSP Independent Assessment Services
SWIFT's gpi Universal Confirmations Mandate
Essence
Loan IQ
Loan IQ Build
Loan IQ Nexus
Loan IQ Simplified Servicing
Loan IQ Transact
Cash Portal
Loan Portal
MalauzAI
Unified Corporate Portal
Mortgagebot Integrations
LaserPro
+ 33 more unique features
Only in Smile (54)
Admin Roles
Audit Logs
Analytics Page
Custom Reports
Financial Reports
Full Data Exports
Loyalty Benchmarks
Performance Benchmarks
Points & Referral Insights
Pre-built Loyalty Reports
ROI & CLV Insights
VIP & Member Segment Insights
Checkout Extensions
Redeem Points at Checkout
Points Expiration
Loyalty Hub
Points Program
Referral Program
VIP & Membership Program
Add Smile to Store Navigation
+ 34 more unique features
Want to build your own alternative to Finastra or Smile?
Analyze it with Reap