Divvy vs Pilot
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Divvy offers fewer features (40 vs 64) and more integrations (25 vs 9). Starting price: Divvy at $299/mo vs Pilot at $99/mo. Divvy has 40 unique features while Pilot has 64 unique features, with 0 features in common.
| Divvy | Pilot | |
|---|---|---|
| Category | Accounting Software | Accounting Software |
| Total Features | 40 | 64 |
| AI-Powered Features | 8 | 4 |
| Starting Price | $299/mo | $99/mo |
| Pricing Tiers | 4 | 14 |
| Integrations | 25 | 9 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 70% | 90% |
Feature Comparison by Category
AI (0 vs 3)
| Feature | Divvy | Pilot |
|---|---|---|
| AI Account Reconciliation | ||
| AI Instant Answers | ||
| AI Transaction Categorization |
Accounting (3 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Duplicate Detection | ||
| Expense Automation | ||
| Reconciliation Reports |
Advisory (0 vs 11)
| Feature | Divvy | Pilot |
|---|---|---|
| Acquisition & GTM Strategy | ||
| Ad-hoc Strategy Support | ||
| Bi-weekly CFO Calls | ||
| Equity Story & Fundraising Insights | ||
| Financial Advisory | ||
| Fundraising Support | ||
| M&A Support | ||
| Monetization & Pricing Strategy | ||
| Monthly CFO Calls | ||
| Strategic Planning & OKRs | ||
| Weekly CFO Calls |
Analytics (3 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Custom Reporting | ||
| Real-Time Spend Visibility | ||
| Spend Analytics |
Bookkeeping (0 vs 5)
| Feature | Divvy | Pilot |
|---|---|---|
| Accrual Basis Bookkeeping | ||
| Cash Basis Bookkeeping | ||
| Custom Chart of Accounts | ||
| Monthly Book Closing | ||
| Standard Chart of Accounts |
Budget Management (2 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Budget Controls | ||
| Spend Limits by Time |
Card Management (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Bulk Card Issuance |
Compliance (4 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Audit Logs | ||
| Expense Policies | ||
| PCI Compliance | ||
| Policy Enforcement |
Customization (0 vs 1)
| Feature | Divvy | Pilot |
|---|---|---|
| Custom Workflows |
Document Management (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Receipt Capture |
Equity Management (0 vs 1)
| Feature | Divvy | Pilot |
|---|---|---|
| Stock Administration |
Expense Management (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Employee Reimbursement |
Financial Management (0 vs 5)
| Feature | Divvy | Pilot |
|---|---|---|
| Accounts Payable Management | ||
| Accounts Receivable Management | ||
| Bill Payment Processing | ||
| Invoice Collection | ||
| Real-time Expense Tracking |
Financial Planning (0 vs 6)
| Feature | Divvy | Pilot |
|---|---|---|
| 13-Week Cash Flow Analysis | ||
| Cash & Runway Optimization | ||
| Cash Flow Modeling | ||
| Custom Financial Model | ||
| Scenario Planning | ||
| Scenario Planning Model |
HR & Payroll (0 vs 4)
| Feature | Divvy | Pilot |
|---|---|---|
| Compensation Planning & Benchmarking | ||
| HR & Benefits Management | ||
| Headcount & Compensation Planning | ||
| Payroll Administration |
Integration (2 vs 2)
| Feature | Divvy | Pilot |
|---|---|---|
| API Access | ||
| Multi-platform Bank Integration | ||
| QuickBooks Compatibility | ||
| SCIM Provisioning |
Mobile (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Mobile App |
Notifications (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Email Notifications |
Organizational Management (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Department Management |
Payment Processing (4 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| ACH Transfers | ||
| Multi-Currency Support | ||
| Physical Cards | ||
| Virtual Cards |
Project Management (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Project Tracking |
Reporting (2 vs 5)
| Feature | Divvy | Pilot |
|---|---|---|
| Budget vs Actuals Analysis | ||
| Financial Reporting | ||
| Intelligent Dashboards | ||
| Investor & Board Reporting | ||
| KPI Dashboard | ||
| Monthly Statements | ||
| Scheduled Reports |
Security (6 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Card Freezing | ||
| Fraud Detection | ||
| Merchant Controls | ||
| SSO Integration | ||
| Two-Factor Authentication | ||
| User Roles |
Setup (0 vs 5)
| Feature | Divvy | Pilot |
|---|---|---|
| Banking Setup | ||
| Banking Support | ||
| Business Incorporation | ||
| Payroll System Setup | ||
| Pilot Bookkeeping System Setup |
Support (2 vs 4)
| Feature | Divvy | Pilot |
|---|---|---|
| Customer Support | ||
| Dedicated Account Manager | ||
| Email Support | ||
| In-app Messaging Support | ||
| Phone Support | ||
| Slack Integration Support |
Tax (1 vs 12)
| Feature | Divvy | Pilot |
|---|---|---|
| 1099 Income Reporting | ||
| Delaware Franchise Tax Filing | ||
| Federal Income Tax Filing | ||
| Quarterly Tax Payments | ||
| R&D Tax Credit | ||
| Schedule C Filing | ||
| State Income Tax Filing | ||
| State Payroll & Tax Compliance | ||
| Tax Categorization | ||
| Tax Compliance & Preparation | ||
| Tax Consulting | ||
| Tax Extension Filing | ||
| Year-end Tax Package |
Team Collaboration (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Team Management |
Vendor Management (1 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Vendor Management |
Workflow Management (2 vs 0)
| Feature | Divvy | Pilot |
|---|---|---|
| Approval Workflows | ||
| Expense Rules Engine |
Unique Features
Only in Divvy (40)
Duplicate Detection
Expense Automation
Reconciliation Reports
Custom Reporting
Real-Time Spend Visibility
Spend Analytics
Budget Controls
Spend Limits by Time
Bulk Card Issuance
Audit Logs
Expense Policies
PCI Compliance
Policy Enforcement
Receipt Capture
Employee Reimbursement
API Access
SCIM Provisioning
Mobile App
Email Notifications
Department Management
+ 20 more unique features
Only in Pilot (64)
Acquisition & GTM Strategy
Ad-hoc Strategy Support
Bi-weekly CFO Calls
Equity Story & Fundraising Insights
Financial Advisory
Fundraising Support
M&A Support
Monetization & Pricing Strategy
Monthly CFO Calls
Strategic Planning & OKRs
Weekly CFO Calls
AI Account Reconciliation
AI Instant Answers
AI Transaction Categorization
Accrual Basis Bookkeeping
Cash Basis Bookkeeping
Custom Chart of Accounts
Monthly Book Closing
Standard Chart of Accounts
Custom Workflows
+ 44 more unique features
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