Bill.com vs Mercury
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Bill.com offers more features (46 vs 33) and more integrations (30 vs 9). Starting price: Bill.com at $99/mo vs Mercury at $29.9/mo. Bill.com has 46 unique features while Mercury has 33 unique features, with 0 features in common.
| Bill.com | Mercury | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 46 | 33 |
| AI-Powered Features | 7 | 3 |
| Starting Price | $99/mo | $29.9/mo |
| Pricing Tiers | 4 | 4 |
| Integrations | 30 | 9 |
| Shared Features | 0 | |
| Shared Integrations | 3 | |
| Data Quality | 73% | 80% |
Feature Comparison by Category
Accounting (2 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Bank Reconciliation | ||
| Department Allocation |
Accounting Automations (0 vs 6)
| Feature | Bill.com | Mercury |
|---|---|---|
| Multiple GL Codes for Bill Payments | ||
| NetSuite Integration | ||
| QuickBooks Integration | ||
| Receipt Reconciliation | ||
| Transaction Categorization | ||
| Xero Integration |
Accounts Payable (4 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Bill Management | ||
| Email-to-Bill Capture | ||
| Recurring Bill Automation | ||
| Vendor Portal |
Accounts Receivable (5 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Customer Portal | ||
| Invoice Automation | ||
| Invoice Management | ||
| Invoice Template Customization | ||
| Late Payment Tracking |
Analytics (1 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Expense Analytics |
Automations (0 vs 1)
| Feature | Bill.com | Mercury |
|---|---|---|
| Automated Transfers |
Banking (0 vs 5)
| Feature | Bill.com | Mercury |
|---|---|---|
| Free Business Checking & Savings Accounts | ||
| Mercury Personal Savings Account | ||
| Mobile App | ||
| Total Visibility Dashboard | ||
| Universal Search Bar |
Cards & Expense Management (0 vs 3)
| Feature | Bill.com | Mercury |
|---|---|---|
| 1.5% Cashback on Credit Spend | ||
| Business Credit Cards | ||
| Virtual Card Creation |
Cash Flow Management (3 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Early Payment Discounts | ||
| Payment Scheduling | ||
| Real-time Cash Flow Visibility |
Compliance (4 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| 1099 Management | ||
| Audit Trail | ||
| SOC 2 Compliance | ||
| Tax Compliance |
Data Management (1 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Bulk Import |
Document Management (1 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Document Storage |
Expense Management (4 vs 1)
| Feature | Bill.com | Mercury |
|---|---|---|
| Duplicate Bill Detection | ||
| Expense Policy Enforcement | ||
| Expense Reimbursements | ||
| Expense Tracking | ||
| Receipt Scanning |
Integration (2 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| API Access | ||
| Webhook Support |
Invoicing (0 vs 5)
| Feature | Bill.com | Mercury |
|---|---|---|
| ACH Debit Invoicing | ||
| Invoicing | ||
| Invoicing API | ||
| Recurring Invoices | ||
| Stripe Credit Card Payment Processing |
Organization (1 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Multi-entity Management |
Payment Processing (4 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| ACH Transfers | ||
| Check Printing | ||
| Credit Card Processing | ||
| Multi-currency Support |
Payments (0 vs 3)
| Feature | Bill.com | Mercury |
|---|---|---|
| Bill Pay with AI | ||
| International Wire Transfers | ||
| No-Fee USD Payments |
Payroll (5 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Benefits Administration | ||
| Direct Deposit Setup | ||
| Employee Self-Service Portal | ||
| Payroll Processing | ||
| Time Tracking Integration |
Procurement (2 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Purchase Order Management | ||
| Vendor Management |
Reporting (1 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Custom Report Builder |
Security (3 vs 4)
| Feature | Bill.com | Mercury |
|---|---|---|
| Dark Web Monitoring | ||
| Data Encryption | ||
| Extended FDIC Insurance Coverage | ||
| Fraud & Phishing Protection | ||
| MFA Verification | ||
| Role-based Access Control | ||
| Two-Factor Authentication |
Support (0 vs 2)
| Feature | Bill.com | Mercury |
|---|---|---|
| Chat Support | ||
| Dedicated Account Management |
Taxes (0 vs 1)
| Feature | Bill.com | Mercury |
|---|---|---|
| 1099 Tax Filings |
Team Management (0 vs 1)
| Feature | Bill.com | Mercury |
|---|---|---|
| Team Management & Permissions |
Treasury (0 vs 1)
| Feature | Bill.com | Mercury |
|---|---|---|
| Mercury Treasury |
Workflow Automation (3 vs 0)
| Feature | Bill.com | Mercury |
|---|---|---|
| Approval Workflows | ||
| Batch Processing | ||
| Mobile Approval Workflow |
Unique Features
Only in Bill.com (46)
Bank Reconciliation
Department Allocation
Bill Management
Email-to-Bill Capture
Recurring Bill Automation
Vendor Portal
Customer Portal
Invoice Automation
Invoice Management
Invoice Template Customization
Late Payment Tracking
Expense Analytics
Early Payment Discounts
Payment Scheduling
Real-time Cash Flow Visibility
1099 Management
Audit Trail
SOC 2 Compliance
Tax Compliance
Bulk Import
+ 26 more unique features
Only in Mercury (33)
Multiple GL Codes for Bill Payments
NetSuite Integration
QuickBooks Integration
Receipt Reconciliation
Transaction Categorization
Xero Integration
Automated Transfers
Free Business Checking & Savings Accounts
Mercury Personal Savings Account
Mobile App
Total Visibility Dashboard
Universal Search Bar
1.5% Cashback on Credit Spend
Business Credit Cards
Virtual Card Creation
Expense Reimbursements
ACH Debit Invoicing
Invoicing
Invoicing API
Recurring Invoices
+ 13 more unique features
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