Replacement Guide

How to Build Your Own Pilot

Replace Pilot with a custom build. Bookkeeping & Accounting Services for Startups & Small Businesses

1-2 Weeks
64 features9 integrations1-2 weeks

Estimated Timeline

Based on 64 features at 1-2 Weeks difficulty, expect about 1-2 weeks with AI-assisted development.

1
Planning & architecture
1-2 days
2
Core features (Phase 1)
3-4 days
3
Advanced features (Phase 2)
3-4 days
4
Testing & deployment
1-2 days

Recommended Tech Stack

Next.js 14

Full-stack React framework with API routes and server components

Supabase

PostgreSQL database, auth, and real-time subscriptions

Tailwind CSS

Utility-first styling for rapid UI development

Key Features to Replicate

Top features across 8 categories. See all 64 features

Tax(12 features)

1099 Income Reporting

Reporting for 1099 income sources

Delaware Franchise Tax Filing

Delaware franchise tax filing for corporations

Federal Income Tax Filing

Federal income tax filing and preparation

Quarterly Tax Payments

Quarterly tax payment planning with safe harbor

R&D Tax CreditPremium

R&D tax credit identification, documentation, and claim filing

+7 more in this category

Advisory(11 features)

Acquisition & GTM StrategyPremium

Guidance on acquisition strategy and go-to-market planning

Ad-hoc Strategy SupportPremium

On-demand strategy support for business questions

Bi-weekly CFO CallsPremium

Bi-weekly strategic calls with dedicated CFO advisor

Equity Story & Fundraising InsightsPremium

Guidance on equity story development and fundraising strategy

Financial AdvisoryPremium

Strategic guidance from former CFOs and operators to answer business questions

+6 more in this category

Financial Planning(6 features)

13-Week Cash Flow AnalysisPremium

Detailed 13-week cash flow projection and analysis

Cash & Runway OptimizationPremium

Cash optimization and runway analysis

Cash Flow Modeling

Model cash flow scenarios to determine if you can afford new hires before making offers

Custom Financial ModelPremium

Fully customized financial model including P&L, Balance Sheet, and Cash Flow

Scenario Planning

Run scenarios to plan ahead and test different business outcomes

+1 more in this category

Bookkeeping(5 features)

Accrual Basis BookkeepingPremium

Accrual-basis bookkeeping for true visibility into financial performance

Cash Basis Bookkeeping

Cash-basis bookkeeping using data from bank and credit cards

Custom Chart of AccountsPremium

Custom chart of accounts tailored to business needs

Monthly Book Closing

Monthly closing of books with reconciliation

Standard Chart of Accounts

Pre-configured standard chart of accounts setup

Financial Management(5 features)

Accounts Payable ManagementPremium

Full accounts payable management and processing

Accounts Receivable ManagementPremium

Full accounts receivable management and tracking

Bill Payment ProcessingPremium

Bill payment processing and management

Invoice CollectionPremium

Invoice collection and accounts receivable management

Real-time Expense Tracking

Track company expenses in real time to identify spending waste

Reporting(5 features)

Budget vs Actuals AnalysisPremium

Budget versus actuals variance analysis for performance tracking

Financial Reporting

Standard financial reports on 10th business day for Core plan, 6th business day for Custom

Intelligent DashboardsAI

Smart tools providing instant financial insights

Investor & Board ReportingPremium

Investor updates and board presentation support

KPI DashboardPremium

Industry-specific KPI dashboard tracking key metrics

Setup(5 features)

Banking Setup

Banking setup with Mercury

Banking SupportPremium

Expert support for banking challenges and issues

Business Incorporation

Business incorporation setup through Stripe Atlas

Payroll System Setup

Setup for payroll system

Pilot Bookkeeping System Setup

Setup and configuration of Pilot bookkeeping system

HR & Payroll(4 features)

Compensation Planning & BenchmarkingPremium

Compensation planning and industry benchmarking

Headcount & Compensation PlanningPremium

Headcount planning and compensation modeling

HR & Benefits ManagementPremium

HR, payroll, and benefits management

Payroll AdministrationPremium

Payroll system setup and administration

Cost Calculator

Keep Paying Pilot

Monthly$99/mo
Yearly$1.2k/yr
5-Year Total$5.9k

Build It Yourself

Est. Build Time~10 hrs
Hosting$20/mo
DifficultyModerate

Total Cost Comparison

1 YearSave $948
SaaS
$1.2k
DIY
$240
3 YearsSave $2.8k
SaaS
$3.6k
DIY
$720
5 YearsSave $4.7k
SaaS
$5.9k
DIY
$1.2k

DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 64 features at moderate complexity.

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