How to Build Your Own Novo
Replace Novo with a custom build. Smarter banking for marketing advisors web developers brand designers property managers photographers online retailers
Build Difficulty: 4/5
A few focused days to build a solid replacement
Estimated Timeline
Based on 23 features at Few Days difficulty, expect about 3-5 days with AI-assisted development.
Recommended Tech Stack
Full-stack React framework with API routes and server components
PostgreSQL database, auth, and real-time subscriptions
Utility-first styling for rapid UI development
Key Features to Replicate
Top features across 8 categories. See all 23 features
Banking(3 features)
Get reimbursed up to $7/month for ATM fees
Online business checking account with no monthly fees, no minimum balance, and no overdraft fees
Access funds globally anytime on desktop or mobile
Invoicing(3 features)
Automated reminders to ensure invoices are paid on time
Customize invoices with company branding and logo
Invoice smarter with customizable invoices and automated reminders to get paid faster
Payments(3 features)
Send domestic wires immediately and securely (available in beta)
Free ACH transfers with low-cost express availability options
Accept incoming wire transfers for free
Security(3 features)
Industry-leading encryption to keep data safe
Deposits insured for up to $250,000 through partner bank Middlesex Federal Savings
Track purchases and freeze card with just a few taps for fraud monitoring
Budgeting(2 features)
Allocate money and manage finances with budgeting tools
Automatically contribute to savings goals with automated budgeting
Cards(2 features)
Business credit card designed to earn rewards as you grow
Secure virtual and physical business debit cards for tracking finances and spending safely online and abroad
Discounts & Rewards(2 features)
Earn and redeem cashback directly into Novo account
Discounts on popular business tools like Slack and Dropbox
Lending(2 features)
Fast and flexible cash access when needed for business growth
Get capital needed to scale your business
Cost Calculator
Pricing data not available for Novo. Check their website for current pricing.