How to Build Your Own Aspire
Replace Aspire with a custom build. The Financial OS For Modern Businesses
Build Difficulty: 5/5
Build a working replacement in a weekend with AI tools
Estimated Timeline
Based on 35 features at Weekend Project difficulty, expect about One weekend with AI-assisted development.
Recommended Tech Stack
Full-stack React framework with API routes and server components
PostgreSQL database, auth, and real-time subscriptions
Utility-first styling for rapid UI development
Key Features to Replicate
Top features across 8 categories. See all 35 features
Cards(7 features)
Withdraw cash overseas at SGD $5 per withdrawal with daily limit of USD $500 per card
Set card spend limits, restrict currencies, and authorize selected merchants only
Issue multiple virtual and physical cards instantly with 1% cashback on ads and SaaS spend
Spend internationally with FX fees applied as needed
Premium metal cards coming soon, SGD $50/card on Basic plan, 1 free per account on Premium
+2 more in this category
Expense Management(6 features)
Set up reimbursement and expense approval workflows for better control
Process and manage employee claims and reimbursements globally
Empower corporate purchasing and gain real-time visibility and control over spending
Dashboard for real-time spend control and visibility across the organization
Reimburse your global workforce anytime, anywhere with automated workflows
+1 more in this category
Payments(4 features)
Send multiple payments at once with bulk transfer capabilities
Streamline global payments with cost-efficient FX rates, send and receive in 30+ currencies across 130+ countries
SWIFT transfers with receive via SWIFT and send options, 5 free outbound transfers on Premium
PayNow, FAST, Recurring, Scheduled Transfers, and Local TT options
Rewards(3 features)
Earn unlimited cashback on card spend, 1% on digital marketing and SaaS purchases, plus 12% cashback promotion on all spend
Access to exclusive partner discounts on business tools and travel, worth up to SGD $600/month
Over $200,000 worth of perks partnered with services like Slack, Google Workspace, and others
Support(3 features)
Email support available 24 hours, 5 days a week
Round-the-clock live chat support available exclusively for Premium subscribers
AI-powered chatbot for answering common questions and support queries
Banking(2 features)
Multi-currency accounts in SGD, USD, GBP and EUR with local and international account details
Accounts available in SGD, USD, GBP, and EUR with no minimum balance requirements
Integrations(2 features)
Integrate with accounting software for more accurate end-to-end reporting and closing
APIs available for custom integration processes and third-party connections
Invoicing(2 features)
Manage all payables with automated invoice capture
Create, send and manage invoices effortlessly to get paid faster
Cost Calculator
Keep Paying Aspire
Build It Yourself
Total Cost Comparison
DIY hosting estimate based on Vercel + Supabase free/pro tiers (~$20/mo). Build time estimated from 35 features at very easy complexity.