Nubank vs Relay
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Nubank offers fewer features (21 vs 30) and fewer integrations (0 vs 3). Starting price: Nubank at $89/mo vs Relay at $30/mo. Nubank has 21 unique features while Relay has 30 unique features, with 0 features in common.
| Nubank | Relay | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 21 | 30 |
| AI-Powered Features | 0 | 2 |
| Starting Price | $89/mo | $30/mo |
| Pricing Tiers | 10 | 3 |
| Integrations | 0 | 3 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 60% | 80% |
Feature Comparison by Category
Automation (0 vs 2)
| Feature | Nubank | Relay |
|---|---|---|
| AI-Powered Automation and Insights | ||
| Customizable Bookkeeping Automation |
Banking (3 vs 5)
| Feature | Nubank | Relay |
|---|---|---|
| Accounts for Minors | ||
| Checking Account | ||
| Credit Card Cash Back | ||
| Debit Card | ||
| High-Yield Savings Accounts | ||
| Multiple Checking Accounts | ||
| Virtual and Plastic Credit Cards | ||
| Virtual and Plastic Debit Cards |
Bills & Expenses (0 vs 3)
| Feature | Nubank | Relay |
|---|---|---|
| Batch Vendor Payments | ||
| Bill Management | ||
| Bill Payment Automation |
Business Credit (1 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| Nu Empresas Card |
Collaboration (0 vs 1)
| Feature | Nubank | Relay |
|---|---|---|
| Collaboration Tools |
Credit Products (2 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| Credit Card - Nubank | ||
| Credit Card - Ultravioleta |
Expenses (0 vs 4)
| Feature | Nubank | Relay |
|---|---|---|
| Customizable Cards with Spend Policies | ||
| Expense Tracking | ||
| Receipt Collection & Storage | ||
| Spend Approval Requests |
Integrations (0 vs 2)
| Feature | Nubank | Relay |
|---|---|---|
| Accounting Integrations | ||
| Partner Perks |
International Banking (1 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| International Transactions |
Investments (2 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| Nu Asset | ||
| Nubank Cripto |
Invoicing (0 vs 5)
| Feature | Nubank | Relay |
|---|---|---|
| AI-Powered Invoice Reminder | ||
| Auto Charge Card on File | ||
| Invoicing | ||
| Payment Request Links | ||
| Recurring Invoices |
Lending (1 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| Personal Loans |
Membership (1 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| Nubank+ Package |
Payment Processing (3 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| Link de Pagamento | ||
| NuPay | ||
| Tap to Pay |
Payments (3 vs 3)
| Feature | Nubank | Relay |
|---|---|---|
| ACH Debit | ||
| Boleto Payment | ||
| Multiple Payment Methods | ||
| Pix Transfers | ||
| Same-Day ACH | ||
| TED Transfers |
Pricing (0 vs 1)
| Feature | Nubank | Relay |
|---|---|---|
| No Hidden Fees or Minimums |
Reporting (0 vs 1)
| Feature | Nubank | Relay |
|---|---|---|
| Cash Flow Insights & Forecasts |
Savings & Goals (1 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| Caixinhas (Savings Boxes) |
Security (1 vs 2)
| Feature | Nubank | Relay |
|---|---|---|
| FDIC Insurance | ||
| Security & Fraud Protection | ||
| Visa Zero Liability Protection |
Support (1 vs 1)
| Feature | Nubank | Relay |
|---|---|---|
| Customer Support | ||
| Priority Customer Support |
Telecommunications (1 vs 0)
| Feature | Nubank | Relay |
|---|---|---|
| NuCel |
Unique Features
Only in Nubank (21)
Accounts for Minors
Checking Account
Debit Card
Nu Empresas Card
Credit Card - Nubank
Credit Card - Ultravioleta
International Transactions
Nu Asset
Nubank Cripto
Personal Loans
Nubank+ Package
Link de Pagamento
NuPay
Tap to Pay
Boleto Payment
Pix Transfers
TED Transfers
Caixinhas (Savings Boxes)
Security & Fraud Protection
Customer Support
+ 1 more unique features
Only in Relay (30)
AI-Powered Automation and Insights
Customizable Bookkeeping Automation
Credit Card Cash Back
High-Yield Savings Accounts
Multiple Checking Accounts
Virtual and Plastic Credit Cards
Virtual and Plastic Debit Cards
Batch Vendor Payments
Bill Management
Bill Payment Automation
Collaboration Tools
Customizable Cards with Spend Policies
Expense Tracking
Receipt Collection & Storage
Spend Approval Requests
Accounting Integrations
Partner Perks
AI-Powered Invoice Reminder
Auto Charge Card on File
Invoicing
+ 10 more unique features
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