N26 vs TrueLayer
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers more features (39 vs 18) and more integrations (5 vs 0). Starting price: N26 at $4.9/mo vs TrueLayer at Contact Sales. N26 has 39 unique features while TrueLayer has 18 unique features, with 0 features in common.
| N26 | TrueLayer | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 18 |
| AI-Powered Features | 0 | 0 |
| Starting Price | $4.9/mo | Contact Sales |
| Pricing Tiers | 4 | 0 |
| Integrations | 5 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 40% |
Feature Comparison by Category
Account Management (4 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Freelancer Account |
Add-on (0 vs 3)
| Feature | N26 | TrueLayer |
|---|---|---|
| Data Add-on | ||
| User Incentives Add-on | ||
| Verification Add-on |
Add-ons (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| N26 SIM Mobile Plans |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Budgeting Automations |
Cards (3 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Core Product (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| Payments Product |
Credit & Lending (3 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Insurance (9 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Integration (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| Developer APIs |
Payment Feature (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| Recurring Payments |
Payment Method (0 vs 4)
| Feature | N26 | TrueLayer |
|---|---|---|
| Bank on File | ||
| Credit/Debit Card | ||
| Manual Bank Transfer | ||
| Pay by Bank |
Payment Speed (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| Instant Payments |
Payments (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| Payouts |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Mobile App |
Rewards & Cashback (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Partner Offers |
Security (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| Biometric Security |
Security & Compliance (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| FCA Authorization |
Security & Onboarding (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Deposit Protection |
Solution (0 vs 3)
| Feature | N26 | TrueLayer |
|---|---|---|
| Industry-Specific Solutions | ||
| Signup+ | ||
| Verified Payouts |
Support (2 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| 24/7 Chat Support | ||
| Phone Support |
Tool (0 vs 1)
| Feature | N26 | TrueLayer |
|---|---|---|
| Savings Calculator |
Travel Benefits (2 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | TrueLayer |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in N26 (39)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 19 more unique features
Only in TrueLayer (18)
Data Add-on
User Incentives Add-on
Verification Add-on
Payments Product
Developer APIs
Recurring Payments
Bank on File
Credit/Debit Card
Manual Bank Transfer
Pay by Bank
Instant Payments
Payouts
Biometric Security
FCA Authorization
Industry-Specific Solutions
Signup+
Verified Payouts
Savings Calculator
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