N26 vs PayPal Business
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers fewer features (39 vs 43) and fewer integrations (5 vs 31). Starting price: N26 at $4.9/mo vs PayPal Business at $29.99/mo. N26 has 38 unique features while PayPal Business has 42 unique features, with 1 features in common.
| N26 | PayPal Business | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 43 |
| AI-Powered Features | 0 | 3 |
| Starting Price | $4.9/mo | $29.99/mo |
| Pricing Tiers | 4 | 4 |
| Integrations | 5 | 31 |
| Shared Features | 1 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 72% |
Feature Comparison by Category
Account Management (4 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Freelancer Account |
Accounting (0 vs 2)
| Feature | N26 | PayPal Business |
|---|---|---|
| Accounting Software Sync | ||
| Expense Management |
Add-ons (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| N26 SIM Mobile Plans |
Administration (0 vs 2)
| Feature | N26 | PayPal Business |
|---|---|---|
| Multi-Location Management | ||
| User Permissions Management |
Analytics (0 vs 2)
| Feature | N26 | PayPal Business |
|---|---|---|
| Advanced Reporting | ||
| Financial Dashboard |
Banking (0 vs 3)
| Feature | N26 | PayPal Business |
|---|---|---|
| Business Debit Card | ||
| Instant Settlement | ||
| Transfer Funds |
Billing (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Subscription Billing |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Budgeting Automations |
CRM (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Customer Management |
Cards (3 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Compliance (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Tax Report Generation |
Credit & Lending (3 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Development (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| API Documentation |
E-Commerce (0 vs 3)
| Feature | N26 | PayPal Business |
|---|---|---|
| Inventory Management | ||
| Online Store Integration | ||
| Social Media Integration |
Financing (0 vs 2)
| Feature | N26 | PayPal Business |
|---|---|---|
| Buy Now Pay Later | ||
| PayPal Working Capital |
Global (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Multi-Currency Support |
Insurance (9 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Integration (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Webhook Integration |
Invoicing (0 vs 4)
| Feature | N26 | PayPal Business |
|---|---|---|
| Batch Invoicing | ||
| Invoice Management | ||
| Recurring Invoice Templates | ||
| Smart Invoicing |
Marketing (0 vs 2)
| Feature | N26 | PayPal Business |
|---|---|---|
| Email Marketing Integration | ||
| Loyalty Programs |
Marketplace (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Marketplace Solutions |
Mobile (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Mobile App |
Notifications (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Email Notifications |
Payments (0 vs 7)
| Feature | N26 | PayPal Business |
|---|---|---|
| Automated Payouts | ||
| Cryptocurrency Support | ||
| Donation Tools | ||
| Payment Links | ||
| Payment Processing | ||
| QR Code Payments | ||
| Virtual Terminal |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Mobile App |
Reporting (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Settlement Reports |
Retail (0 vs 1)
| Feature | N26 | PayPal Business |
|---|---|---|
| Point of Sale |
Rewards & Cashback (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Partner Offers |
Security (0 vs 3)
| Feature | N26 | PayPal Business |
|---|---|---|
| Chargeback Protection | ||
| Fraud Detection | ||
| Risk Management Tools |
Security & Onboarding (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Deposit Protection |
Support (2 vs 2)
| Feature | N26 | PayPal Business |
|---|---|---|
| 24/7 Chat Support | ||
| 24/7 Customer Support | ||
| Dispute Resolution | ||
| Phone Support |
Travel Benefits (2 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | PayPal Business |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in N26 (38)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 18 more unique features
Only in PayPal Business (42)
Accounting Software Sync
Expense Management
Multi-Location Management
User Permissions Management
Advanced Reporting
Financial Dashboard
Business Debit Card
Instant Settlement
Transfer Funds
Subscription Billing
Tax Report Generation
Customer Management
API Documentation
Inventory Management
Online Store Integration
Social Media Integration
Buy Now Pay Later
PayPal Working Capital
Multi-Currency Support
Webhook Integration
+ 22 more unique features
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