N26 vs Neon
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
N26 offers more features (39 vs 18) and more integrations (5 vs 0). Starting price: N26 at $4.9/mo vs Neon at Contact Sales. N26 has 39 unique features while Neon has 18 unique features, with 0 features in common.
| N26 | Neon | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 39 | 18 |
| AI-Powered Features | 0 | 1 |
| Starting Price | $4.9/mo | Contact Sales |
| Pricing Tiers | 4 | 2 |
| Integrations | 5 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 60% |
Feature Comparison by Category
Account Management (4 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Freelancer Account |
Add-ons (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| N26 SIM Mobile Plans |
Administration (0 vs 1)
| Feature | N26 | Neon |
|---|---|---|
| Multi-Environment Management |
Analytics (0 vs 2)
| Feature | N26 | Neon |
|---|---|---|
| Real-Time Data & Reporting | ||
| Transaction-Level Reporting |
Budgeting & Analytics (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Budgeting Automations |
Cards (3 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Compliance (0 vs 4)
| Feature | N26 | Neon |
|---|---|---|
| Compliance & Privacy | ||
| Global Tax Management | ||
| Merchant of Record Services | ||
| PCI Compliance & Data Regulation |
Credit & Lending (3 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Insurance (9 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Integration (0 vs 2)
| Feature | N26 | Neon |
|---|---|---|
| Developer-First API | ||
| GameLink |
Payment Processing (0 vs 4)
| Feature | N26 | Neon |
|---|---|---|
| Chargeback & Dispute Management | ||
| Global Currency Conversion | ||
| Multi-Payment Method Support | ||
| Secure Checkout |
Payments & Withdrawals (3 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Personalization (0 vs 1)
| Feature | N26 | Neon |
|---|---|---|
| Dynamic Offer Personalization |
Platform (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Mobile App |
Pricing (0 vs 1)
| Feature | N26 | Neon |
|---|---|---|
| Competitive Payment Rates |
Rewards & Cashback (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Travel Cashback |
Rewards & Offers (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Partner Offers |
Security (0 vs 2)
| Feature | N26 | Neon |
|---|---|---|
| Data Security | ||
| ML-Powered Fraud Protection |
Security & Onboarding (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| ID Verification |
Security & Protection (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Deposit Protection |
Support (2 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| 24/7 Chat Support | ||
| Phone Support |
Travel Benefits (2 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (4 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (1 vs 0)
| Feature | N26 | Neon |
|---|---|---|
| Savings Interest Rate |
eCommerce (0 vs 1)
| Feature | N26 | Neon |
|---|---|---|
| Customizable Webshops |
Unique Features
Only in N26 (39)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 19 more unique features
Only in Neon (18)
Multi-Environment Management
Real-Time Data & Reporting
Transaction-Level Reporting
Compliance & Privacy
Global Tax Management
Merchant of Record Services
PCI Compliance & Data Regulation
Customizable Webshops
Developer-First API
GameLink
Chargeback & Dispute Management
Global Currency Conversion
Multi-Payment Method Support
Secure Checkout
Dynamic Offer Personalization
Competitive Payment Rates
Data Security
ML-Powered Fraud Protection
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