Mercury vs Nubank
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Mercury offers more features (33 vs 21) and more integrations (9 vs 0). Starting price: Mercury at $29.9/mo vs Nubank at $89/mo. Mercury has 33 unique features while Nubank has 21 unique features, with 0 features in common.
| Mercury | Nubank | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 33 | 21 |
| AI-Powered Features | 3 | 0 |
| Starting Price | $29.9/mo | $89/mo |
| Pricing Tiers | 4 | 10 |
| Integrations | 9 | 0 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 60% |
Feature Comparison by Category
Accounting Automations (6 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| Multiple GL Codes for Bill Payments | ||
| NetSuite Integration | ||
| QuickBooks Integration | ||
| Receipt Reconciliation | ||
| Transaction Categorization | ||
| Xero Integration |
Automations (1 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| Automated Transfers |
Banking (5 vs 3)
| Feature | Mercury | Nubank |
|---|---|---|
| Accounts for Minors | ||
| Checking Account | ||
| Debit Card | ||
| Free Business Checking & Savings Accounts | ||
| Mercury Personal Savings Account | ||
| Mobile App | ||
| Total Visibility Dashboard | ||
| Universal Search Bar |
Business Credit (0 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| Nu Empresas Card |
Cards & Expense Management (3 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| 1.5% Cashback on Credit Spend | ||
| Business Credit Cards | ||
| Virtual Card Creation |
Credit Products (0 vs 2)
| Feature | Mercury | Nubank |
|---|---|---|
| Credit Card - Nubank | ||
| Credit Card - Ultravioleta |
Expense Management (1 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| Expense Reimbursements |
International Banking (0 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| International Transactions |
Investments (0 vs 2)
| Feature | Mercury | Nubank |
|---|---|---|
| Nu Asset | ||
| Nubank Cripto |
Invoicing (5 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| ACH Debit Invoicing | ||
| Invoicing | ||
| Invoicing API | ||
| Recurring Invoices | ||
| Stripe Credit Card Payment Processing |
Lending (0 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| Personal Loans |
Membership (0 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| Nubank+ Package |
Payment Processing (0 vs 3)
| Feature | Mercury | Nubank |
|---|---|---|
| Link de Pagamento | ||
| NuPay | ||
| Tap to Pay |
Payments (3 vs 3)
| Feature | Mercury | Nubank |
|---|---|---|
| Bill Pay with AI | ||
| Boleto Payment | ||
| International Wire Transfers | ||
| No-Fee USD Payments | ||
| Pix Transfers | ||
| TED Transfers |
Savings & Goals (0 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| Caixinhas (Savings Boxes) |
Security (4 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| Dark Web Monitoring | ||
| Extended FDIC Insurance Coverage | ||
| Fraud & Phishing Protection | ||
| MFA Verification | ||
| Security & Fraud Protection |
Support (2 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| Chat Support | ||
| Customer Support | ||
| Dedicated Account Management |
Taxes (1 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| 1099 Tax Filings |
Team Management (1 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| Team Management & Permissions |
Telecommunications (0 vs 1)
| Feature | Mercury | Nubank |
|---|---|---|
| NuCel |
Treasury (1 vs 0)
| Feature | Mercury | Nubank |
|---|---|---|
| Mercury Treasury |
Unique Features
Only in Mercury (33)
Multiple GL Codes for Bill Payments
NetSuite Integration
QuickBooks Integration
Receipt Reconciliation
Transaction Categorization
Xero Integration
Automated Transfers
Free Business Checking & Savings Accounts
Mercury Personal Savings Account
Mobile App
Total Visibility Dashboard
Universal Search Bar
1.5% Cashback on Credit Spend
Business Credit Cards
Virtual Card Creation
Expense Reimbursements
ACH Debit Invoicing
Invoicing
Invoicing API
Recurring Invoices
+ 13 more unique features
Only in Nubank (21)
Accounts for Minors
Checking Account
Debit Card
Nu Empresas Card
Credit Card - Nubank
Credit Card - Ultravioleta
International Transactions
Nu Asset
Nubank Cripto
Personal Loans
Nubank+ Package
Link de Pagamento
NuPay
Tap to Pay
Boleto Payment
Pix Transfers
TED Transfers
Caixinhas (Savings Boxes)
Security & Fraud Protection
Customer Support
+ 1 more unique features
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