Mercury vs Novo
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Mercury offers more features (33 vs 23) and more integrations (9 vs 2). Starting price: Mercury at $29.9/mo vs Novo at Free. Mercury has 33 unique features while Novo has 23 unique features, with 0 features in common.
| Mercury | Novo | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 33 | 23 |
| AI-Powered Features | 3 | 1 |
| Starting Price | $29.9/mo | Free |
| Pricing Tiers | 4 | 1 |
| Integrations | 9 | 2 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 80% | 60% |
Feature Comparison by Category
Accounting Automations (6 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| Multiple GL Codes for Bill Payments | ||
| NetSuite Integration | ||
| QuickBooks Integration | ||
| Receipt Reconciliation | ||
| Transaction Categorization | ||
| Xero Integration |
Analytics & Reporting (0 vs 1)
| Feature | Mercury | Novo |
|---|---|---|
| Real-Time Insights |
Automations (1 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| Automated Transfers |
Banking (5 vs 3)
| Feature | Mercury | Novo |
|---|---|---|
| ATM Fee Reimbursement | ||
| Free Business Checking & Savings Accounts | ||
| Free Checking Account | ||
| Global Fund Access | ||
| Mercury Personal Savings Account | ||
| Mobile App | ||
| Total Visibility Dashboard | ||
| Universal Search Bar |
Bookkeeping (0 vs 1)
| Feature | Mercury | Novo |
|---|---|---|
| AI-Powered Bookkeeping |
Budgeting (0 vs 2)
| Feature | Mercury | Novo |
|---|---|---|
| Intuitive Budgeting | ||
| Reserves (Auto-Savings) |
Cards (0 vs 2)
| Feature | Mercury | Novo |
|---|---|---|
| Novo Business Credit Card | ||
| Virtual and Physical Debit Cards |
Cards & Expense Management (3 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| 1.5% Cashback on Credit Spend | ||
| Business Credit Cards | ||
| Virtual Card Creation |
Discounts & Rewards (0 vs 2)
| Feature | Mercury | Novo |
|---|---|---|
| Cashback Rewards | ||
| Exclusive Partner Discounts |
Expense Management (1 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| Expense Reimbursements |
Integration (0 vs 1)
| Feature | Mercury | Novo |
|---|---|---|
| Tool Integration |
Invoicing (5 vs 3)
| Feature | Mercury | Novo |
|---|---|---|
| ACH Debit Invoicing | ||
| Automated Invoice Reminders | ||
| Customizable Invoices | ||
| Easy Invoicing | ||
| Invoicing | ||
| Invoicing API | ||
| Recurring Invoices | ||
| Stripe Credit Card Payment Processing |
Lending (0 vs 2)
| Feature | Mercury | Novo |
|---|---|---|
| Hassle-Free Funding | ||
| Novo Funding |
Payments (3 vs 3)
| Feature | Mercury | Novo |
|---|---|---|
| Bill Pay with AI | ||
| Domestic Wire Transfers | ||
| Free ACH Transfers | ||
| Free Incoming Wires | ||
| International Wire Transfers | ||
| No-Fee USD Payments |
Security (4 vs 3)
| Feature | Mercury | Novo |
|---|---|---|
| Bank-Level Encryption | ||
| Dark Web Monitoring | ||
| Extended FDIC Insurance Coverage | ||
| FDIC Insurance | ||
| Fraud & Phishing Protection | ||
| MFA Verification | ||
| Real-Time Fraud Alerts |
Support (2 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| Chat Support | ||
| Dedicated Account Management |
Taxes (1 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| 1099 Tax Filings |
Team Management (1 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| Team Management & Permissions |
Treasury (1 vs 0)
| Feature | Mercury | Novo |
|---|---|---|
| Mercury Treasury |
Unique Features
Only in Mercury (33)
Multiple GL Codes for Bill Payments
NetSuite Integration
QuickBooks Integration
Receipt Reconciliation
Transaction Categorization
Xero Integration
Automated Transfers
Free Business Checking & Savings Accounts
Mercury Personal Savings Account
Mobile App
Total Visibility Dashboard
Universal Search Bar
1.5% Cashback on Credit Spend
Business Credit Cards
Virtual Card Creation
Expense Reimbursements
ACH Debit Invoicing
Invoicing
Invoicing API
Recurring Invoices
+ 13 more unique features
Only in Novo (23)
Real-Time Insights
ATM Fee Reimbursement
Free Checking Account
Global Fund Access
AI-Powered Bookkeeping
Intuitive Budgeting
Reserves (Auto-Savings)
Novo Business Credit Card
Virtual and Physical Debit Cards
Cashback Rewards
Exclusive Partner Discounts
Tool Integration
Automated Invoice Reminders
Customizable Invoices
Easy Invoicing
Hassle-Free Funding
Novo Funding
Domestic Wire Transfers
Free ACH Transfers
Free Incoming Wires
+ 3 more unique features
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