LendingClub vs Relay
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
LendingClub offers fewer features (18 vs 30) and fewer integrations (0 vs 3). Starting price: LendingClub at Contact Sales vs Relay at $30/mo. LendingClub has 17 unique features while Relay has 29 unique features, with 1 features in common.
| LendingClub | Relay | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 18 | 30 |
| AI-Powered Features | 0 | 2 |
| Starting Price | Contact Sales | $30/mo |
| Pricing Tiers | 4 | 3 |
| Integrations | 0 | 3 |
| Shared Features | 1 | |
| Shared Integrations | 0 | |
| Data Quality | 60% | 80% |
Feature Comparison by Category
Automation (0 vs 2)
| Feature | LendingClub | Relay |
|---|---|---|
| AI-Powered Automation and Insights | ||
| Customizable Bookkeeping Automation |
Banking (3 vs 5)
| Feature | LendingClub | Relay |
|---|---|---|
| Certificates of Deposit (CDs) | ||
| Credit Card Cash Back | ||
| High-Yield Savings Accounts | ||
| LevelUp Checking Account | ||
| LevelUp Savings Account | ||
| Multiple Checking Accounts | ||
| Virtual and Plastic Credit Cards | ||
| Virtual and Plastic Debit Cards |
Bills & Expenses (0 vs 3)
| Feature | LendingClub | Relay |
|---|---|---|
| Batch Vendor Payments | ||
| Bill Management | ||
| Bill Payment Automation |
Collaboration (0 vs 1)
| Feature | LendingClub | Relay |
|---|---|---|
| Collaboration Tools |
Credit Assessment (1 vs 0)
| Feature | LendingClub | Relay |
|---|---|---|
| Soft Credit Pull |
Expenses (0 vs 4)
| Feature | LendingClub | Relay |
|---|---|---|
| Customizable Cards with Spend Policies | ||
| Expense Tracking | ||
| Receipt Collection & Storage | ||
| Spend Approval Requests |
Integrations (0 vs 2)
| Feature | LendingClub | Relay |
|---|---|---|
| Accounting Integrations | ||
| Partner Perks |
Invoicing (0 vs 5)
| Feature | LendingClub | Relay |
|---|---|---|
| AI-Powered Invoice Reminder | ||
| Auto Charge Card on File | ||
| Invoicing | ||
| Payment Request Links | ||
| Recurring Invoices |
Lending (7 vs 0)
| Feature | LendingClub | Relay |
|---|---|---|
| Auto Refinancing | ||
| Debt Consolidation | ||
| Direct Creditor Payment | ||
| Fast Funding | ||
| Fixed Rate and Payment Terms | ||
| Personal Loans | ||
| TopUp |
Payments (0 vs 3)
| Feature | LendingClub | Relay |
|---|---|---|
| ACH Debit | ||
| Multiple Payment Methods | ||
| Same-Day ACH |
Platform (2 vs 0)
| Feature | LendingClub | Relay |
|---|---|---|
| LC Marketplace Platform | ||
| Mobile App |
Pricing (0 vs 1)
| Feature | LendingClub | Relay |
|---|---|---|
| No Hidden Fees or Minimums |
Reporting (0 vs 1)
| Feature | LendingClub | Relay |
|---|---|---|
| Cash Flow Insights & Forecasts |
Security (1 vs 2)
| Feature | LendingClub | Relay |
|---|---|---|
| FDIC Insurance | ||
| Visa Zero Liability Protection |
Support (2 vs 1)
| Feature | LendingClub | Relay |
|---|---|---|
| Customer Support | ||
| Help Center | ||
| Priority Customer Support |
Tools (1 vs 0)
| Feature | LendingClub | Relay |
|---|---|---|
| DebtIQ |
User Experience (1 vs 0)
| Feature | LendingClub | Relay |
|---|---|---|
| Quick Application Process |
Unique Features
Only in LendingClub (17)
Certificates of Deposit (CDs)
LevelUp Checking Account
LevelUp Savings Account
Soft Credit Pull
Auto Refinancing
Debt Consolidation
Direct Creditor Payment
Fast Funding
Fixed Rate and Payment Terms
Personal Loans
TopUp
LC Marketplace Platform
Mobile App
Customer Support
Help Center
DebtIQ
Quick Application Process
Only in Relay (29)
AI-Powered Automation and Insights
Customizable Bookkeeping Automation
Credit Card Cash Back
High-Yield Savings Accounts
Multiple Checking Accounts
Virtual and Plastic Credit Cards
Virtual and Plastic Debit Cards
Batch Vendor Payments
Bill Management
Bill Payment Automation
Collaboration Tools
Customizable Cards with Spend Policies
Expense Tracking
Receipt Collection & Storage
Spend Approval Requests
Accounting Integrations
Partner Perks
AI-Powered Invoice Reminder
Auto Charge Card on File
Invoicing
+ 9 more unique features
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