Klarna vs PayPal Business
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Klarna offers fewer features (13 vs 43) and fewer integrations (6 vs 31). Starting price: Klarna at Contact Sales vs PayPal Business at $29.99/mo. Klarna has 13 unique features while PayPal Business has 43 unique features, with 0 features in common.
| Klarna | PayPal Business | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 13 | 43 |
| AI-Powered Features | 0 | 3 |
| Starting Price | Contact Sales | $29.99/mo |
| Pricing Tiers | 0 | 4 |
| Integrations | 6 | 31 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 40% | 72% |
Feature Comparison by Category
Accounting (0 vs 2)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Accounting Software Sync | ||
| Expense Management |
Administration (0 vs 2)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Multi-Location Management | ||
| User Permissions Management |
Analytics (0 vs 2)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Advanced Reporting | ||
| Financial Dashboard |
Banking (0 vs 3)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Business Debit Card | ||
| Instant Settlement | ||
| Transfer Funds |
Billing (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Subscription Billing |
CRM (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Customer Management |
Compliance (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Tax Report Generation |
Development (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| API Documentation |
E-Commerce (0 vs 3)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Inventory Management | ||
| Online Store Integration | ||
| Social Media Integration |
Financial Management (1 vs 0)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Spending Tracker |
Financing (0 vs 2)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Buy Now Pay Later | ||
| PayPal Working Capital |
Global (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Multi-Currency Support |
Integration (1 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Multi-Retailer Support | ||
| Webhook Integration |
Invoicing (0 vs 4)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Batch Invoicing | ||
| Invoice Management | ||
| Recurring Invoice Templates | ||
| Smart Invoicing |
Marketing (0 vs 2)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Email Marketing Integration | ||
| Loyalty Programs |
Marketplace (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Marketplace Solutions |
Mobile (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Mobile App |
Mobile App (1 vs 0)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Klarna App |
Notifications (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Email Notifications |
Payment Methods (2 vs 0)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Apple Pay Integration | ||
| Klarna Card |
Payment Options (4 vs 0)
| Feature | Klarna | PayPal Business |
|---|---|---|
| OnePay Later | ||
| Pay Over Time | ||
| Pay in 30 Days | ||
| Pay in 4 |
Payments (0 vs 7)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Automated Payouts | ||
| Cryptocurrency Support | ||
| Donation Tools | ||
| Payment Links | ||
| Payment Processing | ||
| QR Code Payments | ||
| Virtual Terminal |
Pricing (1 vs 0)
| Feature | Klarna | PayPal Business |
|---|---|---|
| No Fees if Paid On Time |
Reporting (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Settlement Reports |
Retail (0 vs 1)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Point of Sale |
Rewards (1 vs 0)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Cashback Rewards |
Security (2 vs 3)
| Feature | Klarna | PayPal Business |
|---|---|---|
| Buyer Protection | ||
| Chargeback Protection | ||
| Fraud Detection | ||
| Risk Management Tools | ||
| Secure Checkout |
Support (0 vs 2)
| Feature | Klarna | PayPal Business |
|---|---|---|
| 24/7 Customer Support | ||
| Dispute Resolution |
Unique Features
Only in Klarna (13)
Spending Tracker
Multi-Retailer Support
Klarna App
Apple Pay Integration
Klarna Card
OnePay Later
Pay in 30 Days
Pay in 4
Pay Over Time
No Fees if Paid On Time
Cashback Rewards
Buyer Protection
Secure Checkout
Only in PayPal Business (43)
Accounting Software Sync
Expense Management
Multi-Location Management
User Permissions Management
Advanced Reporting
Financial Dashboard
Business Debit Card
Instant Settlement
Transfer Funds
Subscription Billing
Tax Report Generation
Customer Management
API Documentation
Inventory Management
Online Store Integration
Social Media Integration
Buy Now Pay Later
PayPal Working Capital
Multi-Currency Support
Webhook Integration
+ 23 more unique features
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