Klarna vs N26
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Klarna offers fewer features (13 vs 39) and more integrations (6 vs 5). Starting price: Klarna at Contact Sales vs N26 at $4.9/mo. Klarna has 13 unique features while N26 has 39 unique features, with 0 features in common.
| Klarna | N26 | |
|---|---|---|
| Category | Payment Processing | Payment Processing |
| Total Features | 13 | 39 |
| AI-Powered Features | 0 | 0 |
| Starting Price | Contact Sales | $4.9/mo |
| Pricing Tiers | 0 | 4 |
| Integrations | 6 | 5 |
| Shared Features | 0 | |
| Shared Integrations | 1 | |
| Data Quality | 40% | 80% |
Feature Comparison by Category
Account Management (0 vs 4)
| Feature | Klarna | N26 |
|---|---|---|
| Bank Account Switching | ||
| Cards for Under 18s | ||
| Shared Spaces | ||
| Spaces Sub-accounts |
Account Types (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| Freelancer Account |
Add-ons (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| N26 SIM Mobile Plans |
Budgeting & Analytics (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| Budgeting Automations |
Cards (0 vs 3)
| Feature | Klarna | N26 |
|---|---|---|
| Metal Card | ||
| Physical Card | ||
| Virtual Card |
Credit & Lending (0 vs 3)
| Feature | Klarna | N26 |
|---|---|---|
| Credit | ||
| Installments | ||
| Overdraft |
Financial Management (1 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| Spending Tracker |
Insurance (0 vs 9)
| Feature | Klarna | N26 |
|---|---|---|
| Baggage Cover Insurance | ||
| Emergency Medical Transport Insurance | ||
| Emergency Medical and Dental Insurance | ||
| Mobile Phone Insurance | ||
| Personal Liability Insurance | ||
| Purchase Protection | ||
| Travel and Baggage Delay Insurance | ||
| Trip Cancellation Insurance | ||
| Trip Interruption Insurance |
Integration (1 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| Multi-Retailer Support |
Mobile App (1 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| Klarna App |
Payment Methods (2 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| Apple Pay Integration | ||
| Klarna Card |
Payment Options (4 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| OnePay Later | ||
| Pay Over Time | ||
| Pay in 30 Days | ||
| Pay in 4 |
Payments & Withdrawals (0 vs 3)
| Feature | Klarna | N26 |
|---|---|---|
| ATM Withdrawals | ||
| Cash26 Deposits and Withdrawals | ||
| Worldwide Card Payments |
Platform (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| Mobile App |
Pricing (1 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| No Fees if Paid On Time |
Rewards (1 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| Cashback Rewards |
Rewards & Cashback (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| Travel Cashback |
Rewards & Offers (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| Partner Offers |
Security (2 vs 0)
| Feature | Klarna | N26 |
|---|---|---|
| Buyer Protection | ||
| Secure Checkout |
Security & Onboarding (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| ID Verification |
Security & Protection (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| Deposit Protection |
Support (0 vs 2)
| Feature | Klarna | N26 |
|---|---|---|
| 24/7 Chat Support | ||
| Phone Support |
Travel Benefits (0 vs 2)
| Feature | Klarna | N26 |
|---|---|---|
| Airport Lounge Access | ||
| Travel eSIM |
Wealth & Investments (0 vs 4)
| Feature | Klarna | N26 |
|---|---|---|
| Cryptocurrency Trading | ||
| Investment Plans | ||
| Ready-made Funds | ||
| Stocks and ETFs Trading |
Wealth & Savings (0 vs 1)
| Feature | Klarna | N26 |
|---|---|---|
| Savings Interest Rate |
Unique Features
Only in Klarna (13)
Spending Tracker
Multi-Retailer Support
Klarna App
Apple Pay Integration
Klarna Card
OnePay Later
Pay in 30 Days
Pay in 4
Pay Over Time
No Fees if Paid On Time
Cashback Rewards
Buyer Protection
Secure Checkout
Only in N26 (39)
Bank Account Switching
Cards for Under 18s
Shared Spaces
Spaces Sub-accounts
Freelancer Account
N26 SIM Mobile Plans
Budgeting Automations
Metal Card
Physical Card
Virtual Card
Credit
Installments
Overdraft
Baggage Cover Insurance
Emergency Medical and Dental Insurance
Emergency Medical Transport Insurance
Mobile Phone Insurance
Personal Liability Insurance
Purchase Protection
Travel and Baggage Delay Insurance
+ 19 more unique features
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