Finastra vs Mercury
Side-by-side comparison of features, pricing, and integrations.
Quick Verdict
Finastra offers more features (53 vs 33) and fewer integrations (3 vs 9). Starting price: Finastra at Contact Sales vs Mercury at $29.9/mo. Finastra has 53 unique features while Mercury has 33 unique features, with 0 features in common.
| Finastra | Mercury | |
|---|---|---|
| Category | Financial Management | Financial Management |
| Total Features | 53 | 33 |
| AI-Powered Features | 6 | 3 |
| Starting Price | Contact Sales | $29.9/mo |
| Pricing Tiers | 0 | 4 |
| Integrations | 3 | 9 |
| Shared Features | 0 | |
| Shared Integrations | 0 | |
| Data Quality | 70% | 80% |
Feature Comparison by Category
Accounting Automations (0 vs 6)
| Feature | Finastra | Mercury |
|---|---|---|
| Multiple GL Codes for Bill Payments | ||
| NetSuite Integration | ||
| QuickBooks Integration | ||
| Receipt Reconciliation | ||
| Transaction Categorization | ||
| Xero Integration |
Analytics (1 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Mortgagebot Data Insights |
Analytics & AI (2 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| AnalyzerIQ | ||
| Essence Analytics |
Automations (0 vs 1)
| Feature | Finastra | Mercury |
|---|---|---|
| Automated Transfers |
Banking (0 vs 5)
| Feature | Finastra | Mercury |
|---|---|---|
| Free Business Checking & Savings Accounts | ||
| Mercury Personal Savings Account | ||
| Mobile App | ||
| Total Visibility Dashboard | ||
| Universal Search Bar |
Cards & Expense Management (0 vs 3)
| Feature | Finastra | Mercury |
|---|---|---|
| 1.5% Cashback on Credit Spend | ||
| Business Credit Cards | ||
| Virtual Card Creation |
Compliance (5 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| DFA 1071 | ||
| ESG Service | ||
| ISO 20022 for SWIFT Correspondent Banking | ||
| SWIFT CSP Independent Assessment Services | ||
| SWIFT's gpi Universal Confirmations Mandate |
Core Banking (1 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Essence |
Corporate Lending (5 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Loan IQ | ||
| Loan IQ Build | ||
| Loan IQ Nexus | ||
| Loan IQ Simplified Servicing | ||
| Loan IQ Transact |
Digital Banking (4 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Cash Portal | ||
| Loan Portal | ||
| MalauzAI | ||
| Unified Corporate Portal |
Expense Management (0 vs 1)
| Feature | Finastra | Mercury |
|---|---|---|
| Expense Reimbursements |
Integration (1 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Mortgagebot Integrations |
Invoicing (0 vs 5)
| Feature | Finastra | Mercury |
|---|---|---|
| ACH Debit Invoicing | ||
| Invoicing | ||
| Invoicing API | ||
| Recurring Invoices | ||
| Stripe Credit Card Payment Processing |
Lending (4 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| LaserPro | ||
| LaserPro Lending Platform | ||
| Originate Business Loans and Deposits | ||
| Originate Consumer Loans and Deposits |
Lending AI (2 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Assist.AI | ||
| LaserPro Conductor |
Marketplace (1 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Solution Store |
Mortgage Lending (2 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| MortgagebotLOS | ||
| Originate Mortgagebot |
Open Banking (1 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Phoenix Banking |
Operations (1 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| ECM |
Payments (7 vs 3)
| Feature | Finastra | Mercury |
|---|---|---|
| Bacsactive-IP | ||
| Bill Pay with AI | ||
| Financial Messaging | ||
| Fusion PAYplus FTS | ||
| Global PAYplus | ||
| International Wire Transfers | ||
| No-Fee USD Payments | ||
| PAYplus for Continuous Linked Settlement (CLS) | ||
| Payments To Go | ||
| RapidWires |
Platform (1 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Finastra KTP |
Security (1 vs 4)
| Feature | Finastra | Mercury |
|---|---|---|
| Dark Web Monitoring | ||
| Extended FDIC Insurance Coverage | ||
| Fraud & Phishing Protection | ||
| MFA Verification | ||
| Multi-Factor Manager |
Services (5 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Finastra Adopt | ||
| Finastra Advance | ||
| Finastra Innovation Services | ||
| Finastra Optimize | ||
| Finastra Select |
Support (3 vs 2)
| Feature | Finastra | Mercury |
|---|---|---|
| Chat Support | ||
| Dedicated Account Management | ||
| Finastra Support | ||
| Preferred Active Support | ||
| Preferred Active Support (Retail Lending) |
Taxes (0 vs 1)
| Feature | Finastra | Mercury |
|---|---|---|
| 1099 Tax Filings |
Team Management (0 vs 1)
| Feature | Finastra | Mercury |
|---|---|---|
| Team Management & Permissions |
Trade and Supply Chain Finance (4 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Confirmation Matching Service | ||
| Trade Innovation | ||
| Trade Innovation Nexus | ||
| Trade Portal |
Training (2 vs 0)
| Feature | Finastra | Mercury |
|---|---|---|
| Academy.AI | ||
| Finastra Training Management |
Treasury (0 vs 1)
| Feature | Finastra | Mercury |
|---|---|---|
| Mercury Treasury |
Unique Features
Only in Finastra (53)
Mortgagebot Data Insights
AnalyzerIQ
Essence Analytics
DFA 1071
ESG Service
ISO 20022 for SWIFT Correspondent Banking
SWIFT CSP Independent Assessment Services
SWIFT's gpi Universal Confirmations Mandate
Essence
Loan IQ
Loan IQ Build
Loan IQ Nexus
Loan IQ Simplified Servicing
Loan IQ Transact
Cash Portal
Loan Portal
MalauzAI
Unified Corporate Portal
Mortgagebot Integrations
LaserPro
+ 33 more unique features
Only in Mercury (33)
Multiple GL Codes for Bill Payments
NetSuite Integration
QuickBooks Integration
Receipt Reconciliation
Transaction Categorization
Xero Integration
Automated Transfers
Free Business Checking & Savings Accounts
Mercury Personal Savings Account
Mobile App
Total Visibility Dashboard
Universal Search Bar
1.5% Cashback on Credit Spend
Business Credit Cards
Virtual Card Creation
Expense Reimbursements
ACH Debit Invoicing
Invoicing
Invoicing API
Recurring Invoices
+ 13 more unique features
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