At-Bay vs Relay

Side-by-side comparison of features, pricing, and integrations.

Quick Verdict

At-Bay offers fewer features (16 vs 30) and fewer integrations (0 vs 3). Starting price: At-Bay at Contact Sales vs Relay at $30/mo. At-Bay has 16 unique features while Relay has 30 unique features, with 0 features in common.

At-BayRelay
CategoryFinancial ManagementFinancial Management
Total Features1630
AI-Powered Features12
Starting PriceContact Sales$30/mo
Pricing Tiers33
Integrations03
Shared Features0
Shared Integrations0
Data Quality60%80%

Feature Comparison by Category

Advisory & Consulting (2 vs 0)

FeatureAt-BayRelay
Tabletop Exercises
vCISO Advisors

Automation (0 vs 2)

FeatureAt-BayRelay
AI-Powered Automation and Insights
Customizable Bookkeeping Automation

Banking (0 vs 5)

FeatureAt-BayRelay
Credit Card Cash Back
High-Yield Savings Accounts
Multiple Checking Accounts
Virtual and Plastic Credit Cards
Virtual and Plastic Debit Cards

Bills & Expenses (0 vs 3)

FeatureAt-BayRelay
Batch Vendor Payments
Bill Management
Bill Payment Automation

Collaboration (0 vs 1)

FeatureAt-BayRelay
Collaboration Tools

Email Security (1 vs 0)

FeatureAt-BayRelay
Next-Gen ICES Email Security

Expenses (0 vs 4)

FeatureAt-BayRelay
Customizable Cards with Spend Policies
Expense Tracking
Receipt Collection & Storage
Spend Approval Requests

Insurance (3 vs 0)

FeatureAt-BayRelay
Cyber Insurance Coverage
Financial Fraud Insurance
Ransomware Protection Insurance

Integrations (0 vs 2)

FeatureAt-BayRelay
Accounting Integrations
Partner Perks

Invoicing (0 vs 5)

FeatureAt-BayRelay
AI-Powered Invoice Reminder
Auto Charge Card on File
Invoicing
Payment Request Links
Recurring Invoices

Managed Security Services (4 vs 0)

FeatureAt-BayRelay
24/7 Expert Monitoring
MDR for Email
MDR for Endpoint
Managed Detection and Response (MDR)

Payments (0 vs 3)

FeatureAt-BayRelay
ACH Debit
Multiple Payment Methods
Same-Day ACH

Performance Metrics (1 vs 0)

FeatureAt-BayRelay
Mean Time to Remediate (MTTR)

Pricing (0 vs 1)

FeatureAt-BayRelay
No Hidden Fees or Minimums

Reporting (0 vs 1)

FeatureAt-BayRelay
Cash Flow Insights & Forecasts

Security (0 vs 2)

FeatureAt-BayRelay
FDIC Insurance
Visa Zero Liability Protection

Support (0 vs 1)

FeatureAt-BayRelay
Priority Customer Support

Threat Detection (4 vs 0)

FeatureAt-BayRelay
AI-Powered Email Fraud Alerts
Dark Web Monitoring
Enterprise-Grade EDR
Vulnerability Scanning

Training & Awareness (1 vs 0)

FeatureAt-BayRelay
Employee Security and Awareness Training

Unique Features

Only in At-Bay (16)

Tabletop Exercises
vCISO Advisors
Next-Gen ICES Email Security
Cyber Insurance Coverage
Financial Fraud Insurance
Ransomware Protection Insurance
24/7 Expert Monitoring
Managed Detection and Response (MDR)
MDR for Email
MDR for Endpoint
Mean Time to Remediate (MTTR)
AI-Powered Email Fraud Alerts
Dark Web Monitoring
Enterprise-Grade EDR
Vulnerability Scanning
Employee Security and Awareness Training

Only in Relay (30)

AI-Powered Automation and Insights
Customizable Bookkeeping Automation
Credit Card Cash Back
High-Yield Savings Accounts
Multiple Checking Accounts
Virtual and Plastic Credit Cards
Virtual and Plastic Debit Cards
Batch Vendor Payments
Bill Management
Bill Payment Automation
Collaboration Tools
Customizable Cards with Spend Policies
Expense Tracking
Receipt Collection & Storage
Spend Approval Requests
Accounting Integrations
Partner Perks
AI-Powered Invoice Reminder
Auto Charge Card on File
Invoicing

+ 10 more unique features

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